For Sale
3860 Wilson Beach Road, Twin Lake, MI 49457
$469,900
MLS # 26028633 (Michigan Regional Information Center (MichRIC))
6 beds4 baths2,631 sqftBuilt 18000.38 acres
1 / 60
Listing Description
Nestled on the shores of Crocker Lake, this fully refreshed 6-bedroom, 4-bath home blends lakeside living with modern updates. The heart of the home is the dramatic, newly remodeled living room featuring a soaring vaulted ceiling with rebuilt trusses, new sliding door to the deck, new front door, windows, light fixtures and more! The living area is flooded with natural light and stunning lake views. New flooring runs throughout the main level, spanning from the kitchen to the office, bedroom, and hallway. This home has a main level primary bedroom with brand new carpet, a large walk-in closet and a spacious en-suite bathroom. The primary suite also offers deck access - perfect for enjoying the best of lakeside living. The upper level has a fully remodeled bathroom (2026) with a new tub, vanity, flooring, and toilet. New carpet covering all upper-level bedrooms and the stairway with a beautiful new railing and light fixtures tying it all together. The large kitchen anchors the main
Source: SparkMLS
About this home
Located in Cedar Creek Township in Twin Lake, this property offers 6-bedroom, 4-bath, 2,631 sq ft, with original construction dating to 1800.
Currently offered at $469,900 (about $179/sq ft).
Annual property taxes run approximately $2,101 ($175/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms6
Bathrooms4
Living Area2,631 sqft
Lot Size0.38 acres
Year Built1800
Stories2
Location
CityTwin Lake
MunicipalityCedar Creek Twp
Zip Code49457
CountyMuskegon
School DistrictHolton
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorCenter Island
Sale & Financing
Listed6/10/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,101
Tax Year2025
Assessed Value$180,800
Parcel #08-870-000-0019-00
Source: SparkMLS
Legal Description
CEDAR CREEK TOWNSHIP SEC 6 T11N R15W PLAT OF WILSON BEACH LOT 19 AND LOT 20
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jenna Pope
Coldwell Banker Woodland Schmidt Grand Haven
Frequently Asked Questions about 3860 Wilson Beach Road, Twin Lake, MI 49457
Which school district serves 3860 Wilson Beach Road, Twin Lake, MI 49457?
Per MLS# 26028633, 3860 Wilson Beach Road, Twin Lake, MI 49457 is in the Holton boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Holton directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26028633, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 3860 Wilson Beach Road, Twin Lake, MI 49457?
Per public tax records, annual property taxes for this property are $2,101 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3860 Wilson Beach Road, Twin Lake, MI 49457 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 3860 Wilson Beach Road, Twin Lake, MI 49457 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 3860 Wilson Beach Road, Twin Lake, MI 49457?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Cedar Creek Twp police department or the Muskegon County sheriff's office.
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Monthly payment$3,048
Principal & interest$3,048
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3860 Wilson Beach Road, Twin Lake, MI 49457
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Municipality
Cedar Creek Township
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