For Sale
387 18th Street, Otsego, MI 49078
$90,000
MLS # 26024195 (Michigan Regional Information Center (MichRIC))
0 beds2,296 sqftBuilt 19631.32 acres
1 / 15
Listing Description
Opportunity awaits! Escape to the country without sacrificing space. This beautiful 1.3-acre lot is ready for its next chapter. The property features an existing 2,296 sq. ft. structure in rough condition that is not currently habitable. Whether you choose to take on the ultimate rustic restoration project or clear the site to build your brand-new dream home, you are starting with a fantastic footprint and a highly desirable lot size. Enjoy the freedom of a sprawling 1.3-acre yard with mature trees and endless room to grow. Cash or construction financing will be required. Don't miss this chance to invest in land and build equity from the ground up! Property is currently occupied. Do not walk property without Permission from Listing Agent.
Source: SparkMLS
About this home
2,296 sq ft home in Otsego Township in Otsego built in 1963.
Listed at $90,000 (about $39/sq ft).
Property tax estimate: $978 per year ($81/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms0
Bathrooms0
Living Area2,296 sqft
Lot Size1.32 acres
Year Built1963
Stories1
Location
CityOtsego
MunicipalityOtsego Twp
Zip Code49078
CountyAllegan
School DistrictOtsego
Construction & Systems
StyleRanch, Other
ConstructionAluminum Siding, Concrete, Wood Siding
BasementSlab
Garage2 spaces
HeatingNone
WaterWell
SewerSeptic Tank
UtilitiesElectricity Available, Cable Available
Sale & Financing
Listed5/21/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$978
Tax Year2025
Assessed Value$13,951
Parcel #17-028-003-00
Source: SparkMLS
Legal Description
COM 100' S OF SW COR LOT 3 MAC DONALD ACRES IN NE 1/4 NE 1/4 SEC 28 AS POB TH S 200' TH E 280' TH N 200' TH W 280' POB SEC 28 T1N R12W (80)
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Chere Hildabrand
Five Star Real Estate (M6)
Frequently Asked Questions about 387 18th Street, Otsego, MI 49078
What school district is 387 18th Street, Otsego, MI 49078 in?
Per MLS# 26024195, this property is served by Otsego. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26024195, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26024195, the most recent reported annual property tax for 387 18th Street, Otsego, MI 49078 is $978 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 387 18th Street, Otsego, MI 49078 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 387 18th Street, Otsego, MI 49078 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Otsego Twp police department or the Allegan County sheriff's office.
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Monthly payment$584
Principal & interest$584
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
387 18th Street, Otsego, MI 49078
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Municipality
Otsego Township
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