MLS # 50202838 (MiRealSource)

Experience bayfront living at its finest on Ricoma Beach. This stunning waterfront home offering breathtaking views of Lake Huron in Bangor Township. This beautifully updated home features 4 bedrooms and 3 full bathrooms, 2496 square feet, perfectly designed for both everyday living and hosting guests. The open kitchen is a standout, complete with granite countertops, stainless steel appliances, in-cabinet lighting, a large pantry, and new flooring that flows seamlessly throughout the home. The layout offers flexibility and comfort, with 1 bedroom on the main floor and 3 additional bedrooms upstairs. The spacious primary suite is a true retreat, featuring vaulted ceilings, a remodeled bathroom, and a private balcony overlooking the water, perfect for taking in the incredible views and soothing sounds of the waves. A gas fireplace anchors the inviting living room, while laundry rooms on both levels add convenience. Step outside and enjoy your own private paradise, where you can put your toes in the sand, relax on the beach, or entertain guests on the large concrete patio overlooking the water. The concrete patio doubles as a seawall. The fenced yard provides added privacy, and the two-car garage offers ample storage. An additional lot across the street provides extra space for parking or the potential for an outbuilding. With a separate upstairs entrance, the home is also ideal for multi-generational living or private guest quarters. Located within walking distance to Tobico Marsh Nature Area, this exceptional property combines natural beauty, modern updates, and versatile living in one incredible waterfront setting. Must see!
Source: SparkMLS
This 4-bedroom, 3-bath home built in 1955 sits in Bay City.
Currently offered at $599,900.
Electric service is provided by Bay City Electric Light & Power.
Location
Construction & Systems
Sale & Financing
Source: SparkMLS
FEMA Flood Zone: Zone VE — Coastal 100-year floodplain with wave action
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Joe Karpuk
RE/MAX New Image
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Bay City Electric Light & Power
Municipal
MI Public Service Commission service territory boundaries.
Property
389 Ricoma Beach Road, Bay City, MI 48706
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