Sold
3890 County Road 489 Drive, Onaway, MI 49765
Sold on 07/15/2025 for$435,000
MLS # 20251006905 (Realcomp)
3 beds1 bath1,008 sqftBuilt 19600.18 acres
1 / 33
Listing Description
Welcome to this beautiful lake front home on Black Lake in Onaway. 3 Bedroom one full bath with a really nice sandy beach and sanding lake bottom. Enjoy the peace and tranquility in the evenings by the fire pit and watch these awesome sunsets. All sports lake with abundance of recreational opportunities. Complete with a One Year home warranty. Call your favorite agent today for your own private showing. Septic field one year new. All appliances included along with washer and dryer. Remodeled in 2007. 2 dog kennels included. Attached 2.5 garage 25 x 27. Pull down ladder in garage for extra storage. Black Lake Golf Course nearby. Contact Michael Smothers with questions.
Source: SparkMLS
About this home
Located in Onaway, this property offers 3-bedroom, 1-bath, 1,008 sq ft, with original construction dating to 1960.
This home sold for $435,000 (about $432/sq ft).
Estimated annual property tax: $3,614, or about $301 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Presque Isle Electric & Gas Cooperative. Fiber internet is available at this address with download speeds up to 7,000 Mbps across 7 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,008 sqft
Lot Size0.18 acres
Year Built1960
Stories1
Location
CityOnaway
MunicipalityNorth Allis Twp
Zip Code49765
CountyPresque Isle
School DistrictOnaway
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage2.5 spaces
HeatingBaseboard
WaterWell
SewerSeptic Tank
InteriorHome Warranty
Sale & Financing
Listed6/13/2025
Sold Date7/14/2025
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Tax Information
Annual Tax$3,614
Parcel #09012000000100
Source: SparkMLS
Legal Description
DOUGLAS BEACH LOT 1 AND W 1/2 OF LOT 2.
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Michael F Smothers
Century 21 Metro Brokers-Davison
Frequently Asked Questions about 3890 County Road 489 Drive, Onaway, MI 49765
Which school district serves 3890 County Road 489 Drive, Onaway, MI 49765?
Per MLS# 20251006905, 3890 County Road 489 Drive, Onaway, MI 49765 is in the Onaway boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Onaway directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20251006905, this listing accepts Cash, Conventional, FHA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 3890 County Road 489 Drive, Onaway, MI 49765?
Per public tax records, annual property taxes for this property are $3,614. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3890 County Road 489 Drive, Onaway, MI 49765 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 3890 County Road 489 Drive, Onaway, MI 49765. The maximum advertised download speed is 7.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 3890 County Road 489 Drive, Onaway, MI 49765?
Per Michigan Public Service Commission service territory data: Electric: Presque Isle Electric & Gas Cooperative. Gas: Presque Isle Electric & Gas Cooperative. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the North Allis Twp police department or the Presque Isle County sheriff's office.
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Monthly payment$2,821
Principal & interest$2,821
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
7 Gbps
Upload
7 Gbps
FiberCableGSO SatelliteSatelliteDSL
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Presque Isle Electric & Gas Cooperative
Co-op
Presque Isle Electric & Gas Cooperative
Co-op
MI Public Service Commission service territory boundaries.
Property
3890 County Road 489 Drive, Onaway, MI 49765
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