Sold
3892 N Ely Highway, Alma, MI 48801
Sold on 05/20/2026 for$137,000
MLS # 20261022326 (Realcomp)
2 beds2 baths1,100 sqftBuilt 19891.92 acres
1 / 35
Listing Description
Looking for space, updates, and value? This 2 bed, 2 bath home on nearly 2 acres delivers the perfect mix of country living and opportunity—just minutes from Alma.Inside, you’ll find major updates already done, including both bathrooms renovated within the last 3 years and a kitchen update in 2024, giving you a solid head start. The 1,100 sq ft layout is functional and comfortable, with room to make it your own.Step outside and enjoy nearly 2 acres of open space—perfect for relaxing, expanding, or creating your ideal outdoor setup. Properties with this much land at this price point are hard to find.This home does need minor repairs, making it ideal for buyers looking to build equity with a little work.Whether you're a homeowner wanting land or an investor looking for upside, this is a strong opportunity in a desirable area.
Source: SparkMLS
About this home
Located in Alma, this property offers 2-bedroom, 2-bath, 1,100 sq ft, with original construction dating to 1989.
This home sold for $137,000 (about $125/sq ft).
Estimated annual property tax: $638, or about $53 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeManufactured Home
Bedrooms2
Bathrooms2
Living Area1,100 sqft
Lot Size1.92 acres
Year Built1989
Stories1
Location
CityAlma
MunicipalityArcada Twp
Zip Code48801
CountyGratiot
School DistrictAlma
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed4/5/2026
Sold Date5/19/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$638
Parcel #0101600530
Source: SparkMLS
Legal Description
WD L 534 P 663 COM 330 FT S OF NW COR OF SEC, TH S 280 FT, E 298.25 FT, N 280 FT, W 298.25 FT TO POB, SEC 16-11-3. 1.92 A.
Property Records
FEMA Flood Zone: Zone A — 100-year floodplain (no base flood elevation)
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Carson Phillips
Brookstone, Realtors LLC
Frequently Asked Questions about 3892 N Ely Highway, Alma, MI 48801
Which school district serves 3892 N Ely Highway, Alma, MI 48801?
Per MLS# 20261022326, 3892 N Ely Highway, Alma, MI 48801 is in the Alma boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Alma directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261022326, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 3892 N Ely Highway, Alma, MI 48801?
Per public tax records, annual property taxes for this property are $638. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3892 N Ely Highway, Alma, MI 48801 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 3892 N Ely Highway, Alma, MI 48801 in a flood zone?
Per FEMA flood maps, this property is designated as Zone A, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 3892 N Ely Highway, Alma, MI 48801?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Arcada Twp police department or the Gratiot County sheriff's office.
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Monthly payment$843
Principal & interest$843
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3892 N Ely Highway, Alma, MI 48801
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