Under Contract
3910 Joy Road, Metamora, MI 48455
$490,000
MLS # 20261034465 (Realcomp)
3 beds2 baths1,932 sqftBuilt 198310.1 acres
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Listing Description
Horse ready equestrian property in Metamora! 10 acre property with 5 acres of dedicated horse pasture with new fencing, and 5 wooded acres brings a perfect mix of privacy and equine space. 30x40 horse barn with a 15x50 lean-to has been redesigned with 2 new matted stables measuring 10x14 each, new floor with optimal drainage, water, and power. The home is custom built with 2x6 construction and energy efficiency in mind. The main floor is draped in natural light via a wall of windows offering a one-of-a-kind up north feel. Open concept blends the kitchen, dining, and living all together. The home has a mix of hardwood and tile flooring throughout. 1 bedroom, and full bathroom on the main floor with 2 more bedrooms, and full bath upstairs. The home also offers a 4 season sunroom that could be a 4th bedroom. Whole home generator included. Enjoy this summer on the deck taking in the sun, riding, gardening, and all the wonderful community of Metamora has to offer! Located just 5 miles from downtown Metamora, and 7 miles from I69.
Source: SparkMLS
About this home
Located in Dryden Township in Metamora, this property offers 3-bedroom, 2-bath, 1,932 sq ft, with original construction dating to 1983.
Currently offered at $490,000 (about $254/sq ft).
Annual property taxes run approximately $3,290 ($274/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,932 sqft
Lot Size10.1 acres
Year Built1983
Stories2
Location
CityMetamora
MunicipalityDryden Twp
Zip Code48455
CountyLapeer
School DistrictDryden
Construction & Systems
ConstructionVinyl Siding
Garage2 spaces
HeatingBaseboard, Radiant
WaterWell
SewerSeptic Tank
InteriorGenerator
Sale & Financing
Listed5/12/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$300 / Annually
Source: SparkMLS
Tax Information
Annual Tax$3,290
Parcel #00700804500
Source: SparkMLS
Legal Description
SEC 8 T6N R11E BEG N 00 DEG 01' 58" W 640.71 FT FROM S 1/4 COR, TH N 89 DEG 05' 19" W 1304.62 FT, TH N 00 DEG 14' 31" E 337.48 FT, TH S 89 DEG 05' 19" E 1303 FT, TH S 00 DEG 01' 58" E 337.5 FT TO POB PARCEL 4. 10.1 A.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Wyatt Wilson
Real Estate by Tremaine
Frequently Asked Questions about 3910 Joy Road, Metamora, MI 48455
Which school district serves 3910 Joy Road, Metamora, MI 48455?
Per MLS# 20261034465, 3910 Joy Road, Metamora, MI 48455 is in the Dryden boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Dryden directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261034465, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 3910 Joy Road, Metamora, MI 48455?
Per public tax records, annual property taxes for this property are $3,290. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3910 Joy Road, Metamora, MI 48455 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 3910 Joy Road, Metamora, MI 48455 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 3910 Joy Road, Metamora, MI 48455?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Dryden Twp police department or the Lapeer County sheriff's office.
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Mortgage Calculator
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Monthly payment$3,203
Principal & interest$3,178
HOA$25
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3910 Joy Road, Metamora, MI 48455
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Municipality
Dryden Township
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