For Sale
3920 Simonelli Road, Whitehall, MI 49461
$515,000
MLS # 26032050 (Michigan Regional Information Center (MichRIC))
4 beds2 baths1,840 sqftBuilt 198115.49 acres
1 / 33
Listing Description
Tastefully updated split level 4 Bedroom, 2 full bath home looks like something out of a story book in a peaceful country setting, sits back off the road on15+ acres. Just off a paved road, on a beautiful tree lined natural road. Enjoy watching deer, turkey & other wildlife from the expansive deck off the front of the home. A large Entry way with room for a bench or lockers & a dedicated laundry room, on ground level with access to back yard. The main level has an open floor plan with vaulted ceilings in Livingroom, & dining. Updated kitchen with island & all appliances for easy entertaining. A full bath, primary bedroom & second bedroom complete the main floor. The finished basement provides additional space with a finished family room with custom mantle & fireplace, 2 additional bedrooms & a full bath complete the lower level. Walkout door toa large backyard and a nice size pole barn with electric service. This is a rare find with property in this price point. Reeths-Puffer schools.
Source: SparkMLS
About this home
This 4-bedroom, 2-bath, 1,840 sq ft home built in 1981 sits in Fruitland Township in Whitehall.
Listed at $515,000 (about $280/sq ft).
Annual property taxes run approximately $5,049 ($421/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,840 sqft
Lot Size15.49 acres
Year Built1981
Stories1
Location
CityWhitehall
MunicipalityFruitland Twp
Zip Code49461
CountyMuskegon
School DistrictReeths-Puffer
Construction & Systems
ConstructionVinyl Siding
BasementDaylight, Full, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed6/25/2026
Terms AcceptedCash, FHA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,049
Tax Year2025
Assessed Value$132,798
Parcel #06-122-300-0003-20, 06-122-300-0003-40
Source: SparkMLS
Legal Description
FRUITLAND TOWNSHIP SEC 22 T11N R17W S 174.1 FT OF N 350 FT OF SW 1/4 OF SW 1/4
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Sherry I Prins
Real Broker LLC
Frequently Asked Questions about 3920 Simonelli Road, Whitehall, MI 49461
Which school district serves 3920 Simonelli Road, Whitehall, MI 49461?
Per MLS# 26032050, 3920 Simonelli Road, Whitehall, MI 49461 is in the Reeths-Puffer boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Reeths-Puffer directly to confirm enrollment eligibility.
What financing options are available for 3920 Simonelli Road, Whitehall, MI 49461?
Per MLS# 26032050, this listing accepts Cash, FHA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 3920 Simonelli Road, Whitehall, MI 49461?
Per public tax records, annual property taxes for this property are $5,049 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3920 Simonelli Road, Whitehall, MI 49461 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 3920 Simonelli Road, Whitehall, MI 49461 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 3920 Simonelli Road, Whitehall, MI 49461?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Fruitland Twp police department or the Muskegon County sheriff's office.
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Monthly payment$3,340
Principal & interest$3,340
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3920 Simonelli Road, Whitehall, MI 49461
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Municipality
Fruitland Township
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