Sold
3970 W Melody Lane, Hart, MI 49420
Sold on 05/01/2026 for$315,000
MLS # 26013467 (Michigan Regional Information Center (MichRIC))
3 beds4 baths2,496 sqftBuilt 19750.61 acres
1 / 23
Listing Description
Welcome home to this 3-bedroom, 2-bath home with plenty of living area, a great backyard and is close to the school district.
Source: SparkMLS
About this home
This 3-bedroom, 4-bath, 2,496 sq ft home built in 1975 sits in Hart.
Final sale price: $315,000 (about $126/sq ft).
Estimated annual property tax: $2,444, or about $204 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms4
Living Area2,496 sqft
Lot Size0.61 acres
Year Built1975
Stories1
Location
CityHart
MunicipalityHart Twp
Zip Code49420
CountyOceana
School DistrictHart
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull
Garage12 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed4/2/2026
Sold Date4/30/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,444
Tax Year2025
Assessed Value$77,520
Parcel #007-550-002-10
Source: SparkMLS
Legal Description
WD8713897 PT TO 006 IN 80 & 004 IN 86 & 010 IN 88 MEADOW BROOK SUBDIVISION--LOT
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Daniel Saboo
Five Star Real Estate (Courtland)
Frequently Asked Questions about 3970 W Melody Lane, Hart, MI 49420
What school district is 3970 W Melody Lane, Hart, MI 49420 in?
Per MLS# 26013467, this property is served by Hart. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26013467, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26013467, the most recent reported annual property tax for 3970 W Melody Lane, Hart, MI 49420 is $2,444 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 3970 W Melody Lane, Hart, MI 49420 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3970 W Melody Lane, Hart, MI 49420 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Hart Twp police department or the Oceana County sheriff's office.
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Monthly payment$2,011
Principal & interest$2,011
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3970 W Melody Lane, Hart, MI 49420
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