Sold
398 Vale Street, Cheboygan, MI 49721
Sold on 09/08/2025 for$212,000
MLS # 201834812
3 beds2 bathsBuilt 1998
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Listing Description
Nestled in a peaceful neighborhood in Cheboygan, this well-maintained 3-bedroom, 2-bath home offers comfort, space, and convenience. Situated on eight spacious lots, this property provides ample room for outdoor activities, gardening, or potential future development. Features include: Updated interior with a functional layout. Attached garage for easy access and additional storage. Paved road and paved driveway for convenience. Enjoy outdoor living with both front and back decks. Located in a quiet, friendly neighborhood just minutes from all the downtown amenities Whether you're looking for a year-round residence or a quiet getaway, this property combines comfort and practicality in a beautiful northern Michigan setting., Age: 21-30 Years Approx.
Source: SparkMLS
About this home
Located in Cheboygan in Cheboygan, this property offers 3-bedroom, 2-bath, with original construction dating to 1998.
Final sale price: $212,000.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Year Built1998
Location
CityCheboygan
MunicipalityCheboygan
Zip Code49721
CountyCheboygan
Sale & Financing
Listed5/22/2025
Sold Date9/7/2025
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jacqueline Kimball
Exit Realty Premier
Frequently Asked Questions about 398 Vale Street, Cheboygan, MI 49721
Is 398 Vale Street, Cheboygan, MI 49721 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 398 Vale Street, Cheboygan, MI 49721 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Cheboygan police department or the Cheboygan County sheriff's office.
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Monthly payment$1,297
Principal & interest$1,297
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
398 Vale Street, Cheboygan, MI 49721
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Municipality
Cheboygan
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