Sold
3990 Stone Valley Lane, Twin Lake, MI 49457
Sold on 06/16/2025 for$630,000
MLS # 25022080 (Michigan Regional Information Center (MichRIC))
4 beds4 baths4,259 sqftBuilt 20070.7 acres
1 / 64
Listing Description
Welcome to 3990 Stone Valley Lane, a beautifully updated, sprawling 4-bedroom ranch tucked into the heart of Stonegate—a true recreation lover's paradise. Set between the Stonegate Golf Course and the vast Manistee National Forest, with easy access to the Cedar Creek ORV Trail, this home is the perfect blend of peaceful living and year-round outdoor adventure. Step inside and be welcomed by an oversized living room with soaring cathedral ceilings, anchored by a brand-new electric fireplace with a striking stone surround. The kitchen has been thoughtfully upgraded with granite countertops, a stylish tiled backsplash, and stainless steel appliances, creating a space that is as functional as it is beautiful.
Source: SparkMLS
About this home
4-bedroom, 4-bath, 4,259 sq ft home in Cedar Creek Township in Twin Lake built in 2007.
Final sale price: $630,000 (about $148/sq ft).
Annual property taxes run approximately $4,148 ($346/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,200 Mbps from 5 providers. Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms4
Living Area4,259 sqft
Lot Size0.7 acres
Year Built2007
Stories1
Location
CityTwin Lake
MunicipalityCedar Creek Twp
Zip Code49457
CountyMuskegon
School DistrictHolton Public Schools
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementDaylight, Full
Garage5 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorCeiling Fan(s), Garage Door Opener, Center Island, Eat-in Kitchen, Pantry
Sale & Financing
Listed5/14/2025
Sold Date6/15/2025
Terms AcceptedCash, FHA, VA Loan, Conventional
HOA
HOA Fee$400 / Annually
Source: SparkMLS
Tax Information
Annual Tax$4,148
Tax Year2024
Assessed Value$245,595
Parcel #08-770-000-0133-00
Source: SparkMLS
Legal Description
CEDAR CREEK TOWNSHIP SEC 19 T11N R15W STONEGATE CONDOMINIUM UNIT 133
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kevin M Yoder
LPT Realty
Frequently Asked Questions about 3990 Stone Valley Lane, Twin Lake, MI 49457
What school district is 3990 Stone Valley Lane, Twin Lake, MI 49457 in?
Per MLS# 25022080, this property is served by Holton Public Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 25022080, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25022080, the most recent reported annual property tax for 3990 Stone Valley Lane, Twin Lake, MI 49457 is $4,148 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 3990 Stone Valley Lane, Twin Lake, MI 49457 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3990 Stone Valley Lane, Twin Lake, MI 49457 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 3990 Stone Valley Lane, Twin Lake, MI 49457?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 3990 Stone Valley Lane, Twin Lake, MI 49457. The maximum advertised download speed is 1.2 Gbps. 5 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Cedar Creek Twp police department or the Muskegon County sheriff's office.
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Mortgage Calculator
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Monthly payment$4,248
Principal & interest$4,215
HOA$33
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteLicensed Fixed Wireless
5 providers at this address
XfinityCable
1.2 GbpsStarlinkGSO Satellite
280 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3990 Stone Valley Lane, Twin Lake, MI 49457
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Municipality
Cedar Creek Township
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