Sold
402 Gerald Street, Quincy, MI 49082
Sold on 12/15/2025 for$270,000
MLS # 25057968 (Michigan Regional Information Center (MichRIC))
4 beds2 baths2,300 sqftBuilt 19790.38 acres
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Listing Description
(OFFER DEADLINE SAT 11-15 @ 6pm) Welcome to this fully revamped split level 4-bedroom, 2-bath home. Brand new modern cabinetry and custom tile backsplash are featured along with maintenance free solid surface counterops and stainless appliances. New tile in each of the full bathrooms. Lower level features a spacious rec-room with dimmable recessed lights and daylight windows. Great four seasons room offers a great space for relaxing or entertaining overlooking the elevated deck and private fenced backyard. Huge concrete driveway area extends to the large garage featuring 200 amp service and bonus ventilated workshop area.
Source: SparkMLS
About this home
This 4-bedroom, 2-bath, 2,300 sq ft home built in 1979 sits in Quincy.
Closed at $270,000 (about $117/sq ft).
Property tax estimate: $3,924 per year ($327/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation. Broadband is available with download speeds up to 1,000 Mbps from 9 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,300 sqft
Lot Size0.38 acres
Year Built1979
Stories2
Location
CityQuincy
MunicipalityQuincy Twp
Zip Code49082
CountyBranch
School DistrictQuincy Community School District
Construction & Systems
ConstructionVinyl Siding
BasementFull
Garage3 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected
InteriorCeiling Fan(s), Broadband, Garage Door Opener
Sale & Financing
Listed11/11/2025
Sold Date12/14/2025
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Concessions$10,000
Source: SparkMLS
Tax Information
Annual Tax$3,924
Tax Year2025
Assessed Value$75,176
Parcel #080-L15-000-049-00
Source: SparkMLS
Legal Description
LOT 49 LAWRENCE A WOOD SUB SEC 17 T6S R5W L716 P62
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by William Coats
Berkshire Hathaway HomeServices Michigan Real Estate
Frequently Asked Questions about 402 Gerald Street, Quincy, MI 49082
Which school district serves 402 Gerald Street, Quincy, MI 49082?
Per MLS# 25057968, 402 Gerald Street, Quincy, MI 49082 is in the Quincy Community School District boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Quincy Community School District directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 25057968, this listing accepts Cash, FHA, VA Loan, Rural Development, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 402 Gerald Street, Quincy, MI 49082?
Per public tax records, annual property taxes for this property are $3,924 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 402 Gerald Street, Quincy, MI 49082 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 402 Gerald Street, Quincy, MI 49082 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 402 Gerald Street, Quincy, MI 49082. The maximum advertised download speed is 1.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 402 Gerald Street, Quincy, MI 49082?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Quincy Twp police department or the Branch County sheriff's office.
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Monthly payment$1,686
Principal & interest$1,686
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
9 providers at this address
SpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsHughesNetSatellite
100 MbpsT-MobileLicensed Fixed Wireless
100 MbpsViasat IncSatellite
100 MbpsDMCI Broadband LLCLicensed Fixed Wireless
40 MbpsAT&TLicensed Fixed Wireless
25 MbpsFrontierDSL
10 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
402 Gerald Street, Quincy, MI 49082
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