For Sale
4035 Choctaw Trail, New Buffalo, MI 49117
$989,000
MLS # 26025879 (Michigan Regional Information Center (MichRIC))
5 beds3 baths3,268.52 sqftBuilt 19920.24 acres
1 / 35
Listing Description
An exceptional opportunity to own a newly renovated Harbor Country retreat just moments from Lake Michigan and only about an hour from Chicago. Located in the heart of Michiana, 4035 Choctaw Trail offers the ideal blend of luxury, lifestyle, and long-term value with 5 bedrooms, 3 bathrooms, a dedicated office, soaring high ceilings, and beautifully updated interiors throughout. Designed for effortless living and entertaining, the private resort-style outdoor space features new professional landscaping, an expansive deck, gazebo, fireplace, and hot tub surrounded by peaceful natural scenery. Inside, the home showcases a completely updated kitchen, new flooring, fresh paint, and thoughtfully curated finishes that create a warm modern coastal aesthetic. Positioned next to Michiana Village Park with tennis courts, pickleball, playgrounds, and picnic areas, and just minutes from New Buffalo Beach, Harbor Country restaurants, boutiques, wineries, and marinas.
Source: SparkMLS
About this home
Located in New Buffalo Township in New Buffalo, this property offers 5-bedroom, 3-bath, 3,269 sq ft, with original construction dating to 1992.
Currently offered at $989,000 (about $303/sq ft).
Annual property taxes run approximately $14,361 ($1,197/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms3
Living Area3,268.52 sqft
Lot Size0.24 acres
Year Built1992
Stories1
Location
CityNew Buffalo
MunicipalityMichiana Vllg
Zip Code49117
CountyBerrien
School DistrictNew Buffalo
Construction & Systems
StyleMid-Century Modern, Ranch
ConstructionVinyl Siding, Wood Siding
BasementCrawl Space, Full
Garage2 spaces
HeatingForced Air
WaterPublic
SewerSeptic Tank
UtilitiesCable Connected, High-Speed Internet
InteriorGarage Door Opener, Hot Tub Spa, Center Island, Eat-in Kitchen
Sale & Financing
Listed6/4/2026
Terms AcceptedCash, FHA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$14,361
Tax Year2024
Assessed Value$314,600
Parcel #114149400140042
Source: SparkMLS
Legal Description
LOTS 2 & 3 BLK 44 MICHIANA SHORES SUB NO. 7
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Carlos Pagan
Coldwell Banker Realty
Frequently Asked Questions about 4035 Choctaw Trail, New Buffalo, MI 49117
Which school district serves 4035 Choctaw Trail, New Buffalo, MI 49117?
Per MLS# 26025879, 4035 Choctaw Trail, New Buffalo, MI 49117 is in the New Buffalo boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact New Buffalo directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26025879, this listing accepts Cash, FHA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4035 Choctaw Trail, New Buffalo, MI 49117?
Per public tax records, annual property taxes for this property are $14,361 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4035 Choctaw Trail, New Buffalo, MI 49117 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 4035 Choctaw Trail, New Buffalo, MI 49117 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 4035 Choctaw Trail, New Buffalo, MI 49117?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Michiana Vllg police department or the Berrien County sheriff's office.
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Monthly payment$6,415
Principal & interest$6,415
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4035 Choctaw Trail, New Buffalo, MI 49117
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Municipality
New Buffalo Township
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