Sold
405 Swanson Road, Saginaw, MI 48609
Sold on 03/09/2026 for$200,000
MLS # 50199162 (MiRealSource)
2 beds2 bathsBuilt 20011 acres
1 / 28
Listing Description
Welcome home to this lovingly maintained, one-owner home in Thomas Township, located in the highly sought-after Swan Valley School District. Freshly painted with new flooring, this home feels clean, bright, and move-in ready from the moment you step inside. The vaulted ceiling and open concept creates an open, airy feel in the main living space, highlighted by a cozy gas fireplace—perfect for Michigan evenings. Enjoy the convenience of a first floor laundry with easy access to the garage. Downstairs, the basement is already equipped with an existing egress, making it ready for the addition of a third bedroom or extra living space—perfect for growing needs or future value. Outside, enjoy summer days in the above-ground pool, along with extra storage in the 12 x 20 shed. This home has been carefully cared for and is truly just waiting for its next family to make it their own. Schedule your showing today and see the potential for yourself!
Source: SparkMLS
About this home
Located in Thomas Township in Saginaw, this property offers 2-bedroom, 2-bath, with original construction dating to 2001.
Final sale price: $200,000.
Electric service is provided by Consumers Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 7 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Lot Size1 acres
Year Built2001
Location
CitySaginaw
MunicipalityThomas Twp
Zip Code48609
CountySaginaw
School DistrictSwan Valley
Construction & Systems
ConstructionVinyl Siding
Garage2 spaces
HeatingForced Air
SewerPublic
Sale & Financing
Listed2/9/2026
Sold Date3/8/2026
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Donna McDaniel
Real Estate One Great Lakes Bay
Frequently Asked Questions about 405 Swanson Road, Saginaw, MI 48609
Which school district serves 405 Swanson Road, Saginaw, MI 48609?
Per MLS# 50199162, 405 Swanson Road, Saginaw, MI 48609 is in the Swan Valley boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Swan Valley directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 50199162, this listing accepts Cash, Conventional, FHA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 405 Swanson Road, Saginaw, MI 48609 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 405 Swanson Road, Saginaw, MI 48609 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 405 Swanson Road, Saginaw, MI 48609. The maximum advertised download speed is 1.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 405 Swanson Road, Saginaw, MI 48609?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Thomas Twp police department or the Saginaw County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$1,361
Principal & interest$1,361
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
405 Swanson Road, Saginaw, MI 48609
View full property history →
Municipality
Thomas Township
View all listings →
Get email alerts for new listings near 405 Swanson Road
We'll notify you when something hits the market in Thomas Township or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.