Sold
4050 W Orchard Drive, Hart, MI 49420
Sold on 04/17/2026 for$440,000
MLS # 26009728 (Michigan Regional Information Center (MichRIC))
4 beds2 baths2,200 sqftBuilt 19770.17 acres
1 / 83
Listing Description
Experience the timeless charm of lake living in this beautifully renovated mid-century modern cottage on the shores of Crystal Lake. Offered fully furnished and completely turn-key, this property is ready for immediate enjoyment-whether as a personal retreat or an exceptional investment opportunity. Thoughtfully updated while preserving its original character, this home perfectly blends modern comfort with classic design. Featuring 4 bedrooms and 2 full bathrooms, the open and inviting layout is highlighted by vaulted ceilings, abundant natural light, and breathtaking views of Crystal Lake. Enjoy a redesigned kitchen and updated bathroom, and a spacious walk out lower level. With plenty of parking and generous indoor and outdoor gathering spaces, it's ideal for hosting family and friends all summer long. Perfectly located near Silver Lake, local wineries, restaurants, and area attractions, this home offers the best of West Michigan's lakeshore lifestyle. Call today for more information
Source: SparkMLS
About this home
This 4-bedroom, 2-bath, 2,200 sq ft home built in 1977 sits in Hart.
This home sold for $440,000 (about $200/sq ft).
Annual property taxes run approximately $1,114 ($93/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
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Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,200 sqft
Lot Size0.17 acres
Year Built1977
Stories1
Location
CityHart
MunicipalityHart Twp
Zip Code49420
CountyOceana
School DistrictHart
Construction & Systems
StyleMid-Century Modern, Ranch
ConstructionWood Siding
BasementFull, Walk-Out Access
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Cable Connected
InteriorCeiling Fan(s), Center Island
Sale & Financing
Listed3/12/2026
Sold Date4/16/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$100 / Annually
IncludesSnow Removal
Source: SparkMLS
Tax Information
Annual Tax$1,114
Tax Year2025
Assessed Value$95,601
Parcel #007-100-008-00
Source: SparkMLS
Legal Description
4050 W ORCHARD DR WD925652 QC935060 PT FR 007-00 IN 1979 PLAT OF CRYSTAL BEACH LOT 8 & SE'LY 1/2 OF LOT 7.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Sandi L Gentry
RE/MAX Lakeshore
Frequently Asked Questions about 4050 W Orchard Drive, Hart, MI 49420
Which school district serves 4050 W Orchard Drive, Hart, MI 49420?
Per MLS# 26009728, 4050 W Orchard Drive, Hart, MI 49420 is in the Hart boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Hart directly to confirm enrollment eligibility.
What financing options are available for 4050 W Orchard Drive, Hart, MI 49420?
Per MLS# 26009728, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4050 W Orchard Drive, Hart, MI 49420?
Per public tax records, annual property taxes for this property are $1,114 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4050 W Orchard Drive, Hart, MI 49420 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 4050 W Orchard Drive, Hart, MI 49420 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 4050 W Orchard Drive, Hart, MI 49420?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Hart Twp police department or the Oceana County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,764
Principal & interest$2,756
HOA$8
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4050 W Orchard Drive, Hart, MI 49420
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