Sold
409 W Railroad Street, Dowagiac, MI 49047
Sold on 04/27/2026 for$147,000
MLS # 26006135 (Michigan Regional Information Center (MichRIC))
2 beds1 bath987 sqftBuilt 19000.19 acres
1 / 16
Listing Description
Move-in ready 2-bed, 1-bath home located in the City of Dowagiac. This well-maintained property offers main-level living, including a functional mudroom/laundry area just off the kitchen. Replacement windows provide added efficiency and great natural lighting throughout. Step outside to enjoy a spacious backyard with two storage sheds, offering plenty of room for lawn equipment or extra storage. Whether you're looking for a starter home, downsizing opportunity, or investment property, this home is practical and ready for its next owner!
Source: SparkMLS
About this home
This 2-bedroom, 1-bath, 987 sq ft home built in 1900 sits in Dowagiac in Dowagiac.
This home sold for $147,000 (about $149/sq ft).
Annual property taxes run approximately $1,134 ($94/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by City of Dowagiac; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area987 sqft
Lot Size0.19 acres
Year Built1900
Stories1
Location
CityDowagiac
MunicipalityDowagiac City
Zip Code49047
CountyCass
School DistrictDowagiac
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space, Partial
HeatingBaseboard
WaterPublic
SewerPublic
Sale & Financing
Listed3/9/2026
Sold Date4/26/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Concessions$4,410
Source: SparkMLS
Tax Information
Annual Tax$1,134
Tax Year2025
Assessed Value$27,727
Parcel #14-160-300-641-00
Source: SparkMLS
Legal Description
. DW 1917 LOT 148 MCOMBER'S 3RD ADD CITY OF DOWAGIAC.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Shelly Myers
@properties Christie's Intl RE
Frequently Asked Questions about 409 W Railroad Street, Dowagiac, MI 49047
Which school district serves 409 W Railroad Street, Dowagiac, MI 49047?
Per MLS# 26006135, 409 W Railroad Street, Dowagiac, MI 49047 is in the Dowagiac boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Dowagiac directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26006135, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 409 W Railroad Street, Dowagiac, MI 49047?
Per public tax records, annual property taxes for this property are $1,134 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 409 W Railroad Street, Dowagiac, MI 49047 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 409 W Railroad Street, Dowagiac, MI 49047 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 409 W Railroad Street, Dowagiac, MI 49047?
Per Michigan Public Service Commission service territory data: Electric: City of Dowagiac. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Dowagiac City police department or the Cass County sheriff's office.
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Monthly payment$972
Principal & interest$972
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
City of Dowagiac
Municipal
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
409 W Railroad Street, Dowagiac, MI 49047
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Municipality
Dowagiac
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