Under Contract
4103 Burch Terrace, Central Lake, MI 49622
$1,616,000
MLS # 1945445 (Northern Great Lakes REALTORS® MLS)
2 beds3 bathsBuilt 20210.24 acres
1 / 35
Listing Description
Discover luxury lakefront living on the crystal-clear shores of Torch Lake in this exceptional waterfront retreat. Featuring 180-degree panoramic views, this beautifully crafted home offers over 1,700 square feet of living space, including 2 bedrooms, 2.5 baths, and a dedicated office perfect for remote work or additional guests. The bright open-concept floor plan includes a spacious great room, designer kitchen with new appliances, dining area, tiled primary bath with in-floor heat and expansive windows to showcase the lake view. Outside, the extensive decking is designed for entertaining or simply relaxing and enjoying the incredible sunsets. Built with quality and peace of mind, the home also features a whole-home generator, new well and septic systems, and a rare 5-foot-high fully insulated, sealed, and lighted crawl space providing exceptional storage and utility access. Searching for a luxury vacation getaway, this move-in-ready property delivers the ultimate four-season lifestyle, ideally located near premier golf courses, skiing, dining, and endless outdoor recreation in one of Northern Michigan’s most coveted destinations.
Source: SparkMLS
About this home
Located in Central Lake, this property offers 2-bedroom, 3-bath, with original construction dating to 2021.
Currently offered at $1,616,000.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms3
Lot Size0.24 acres
Year Built2021
Stories1
Location
CityCentral Lake
Zip Code49622
CountyAntrim
Construction & Systems
BasementCrawl Space
HeatingNatural Gas, Forced Air, Radiant
WaterPrivate Water
Sale & Financing
Listed5/20/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Wayne A Toteff
REO - Elk Rapids-101308
Frequently Asked Questions about 4103 Burch Terrace, Central Lake, MI 49622
What type of financing is accepted for this listing?
Per MLS# 1945445, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 4103 Burch Terrace, Central Lake, MI 49622 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Water: Private Water. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$10,481
Principal & interest$10,481
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4103 Burch Terrace, Central Lake, MI 49622
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