Sold
413 Groveland Street, Boyne City, MI 49712
Sold on 02/25/2026 for$260,000
MLS # 25056203 (Michigan Regional Information Center (MichRIC))
2 beds2 baths1,022 sqftBuilt 19070.4 acres
1 / 28
Listing Description
Live the Boyne City lifestyle! This recently renovated 2-bedroom, 2-bath home offers a bright, inviting layout with a kitchen that opens to the living room. Enjoy beautiful views of Lake Charlevoix from the covered upper deck or the porch below. This home is full of charm and potential, just waiting for you to add your personal touches and make it your own. Conveniently located within walking distance to Lake Charlevoix and all that Boyne City has to offer.
Source: SparkMLS
About this home
2-bedroom, 2-bath, 1,022 sq ft home in Boyne City in Boyne City built in 1907.
Final sale price: $260,000 (about $254/sq ft).
Annual property taxes run approximately $2,162 ($180/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,000 Mbps from 7 providers. Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area1,022 sqft
Lot Size0.4 acres
Year Built1907
Stories2
Location
CityBoyne City
MunicipalityBoyne City
Zip Code49712
CountyCharlevoix
School DistrictBoyne City
Construction & Systems
StyleTraditional
ConstructionWood Siding
BasementMichigan Basement
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed10/31/2025
Sold Date2/24/2026
Original Price$295,000
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,162
Tax Year2025
Assessed Value$39,451
Parcel #TBD
Source: SparkMLS
Legal Description
CITY OF BOYNE CITY MILLERS ADDITION TO SPRING HARBOR LOT 6 BLK G.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Katie Saunders
Five Star Real Estate - Town Square Group Pentwater
Frequently Asked Questions about 413 Groveland Street, Boyne City, MI 49712
What school district is 413 Groveland Street, Boyne City, MI 49712 in?
Per MLS# 25056203, this property is served by Boyne City. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 25056203, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25056203, the most recent reported annual property tax for 413 Groveland Street, Boyne City, MI 49712 is $2,162 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 413 Groveland Street, Boyne City, MI 49712 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 413 Groveland Street, Boyne City, MI 49712 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 413 Groveland Street, Boyne City, MI 49712?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 413 Groveland Street, Boyne City, MI 49712. The maximum advertised download speed is 1.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Boyne City police department or the Charlevoix County sheriff's office.
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Monthly payment$1,810
Principal & interest$1,810
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Internet
Download
1 Gbps
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35 Mbps
CableGSO SatelliteSatelliteUnlicensed Fixed WirelessDSLLicensed Fixed Wireless
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
413 Groveland Street, Boyne City, MI 49712
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Municipality
Boyne City
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