Sold
413.5 N Robert Street, Ludington, MI 49431
Sold on 05/08/2026 for$155,000
MLS # 26012553 (Michigan Regional Information Center (MichRIC))
2 beds1 bath771 sqftBuilt 18700.1 acres
1 / 13
Listing Description
GREAT NORTH SIDE LOCATION!!! - This modest 2 bed, 1 bath home is cozy & bright and offers comfortable, single-level living near downtown, restaurants, the hospital, shopping, and Parks & Beaches! Recent updates include the furnace, hot water heater, & kitchen stove. Outside features include a fenced backyard with garden spaces, a picnic area, burn pit & alley access for potential garage options. If you're looking for quiet simplicity, low maintenance & a convenient location, this unique opportunity is worth a peak! Call today to schedule a tour.
Source: SparkMLS
About this home
2-bedroom, 1-bath, 771 sq ft home in Ludington in Ludington built in 1870.
Final sale price: $155,000 (about $201/sq ft).
Estimated annual property tax: $1,275, or about $106 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area771 sqft
Lot Size0.1 acres
Year Built1870
Stories1
Location
CityLudington
MunicipalityLudington
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
StyleRanch
ConstructionAluminum Siding
BasementCrawl Space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Cable Connected, Storm Sewer, High-Speed Internet
InteriorCeiling Fan(s), Broadband
Sale & Financing
Listed3/29/2026
Sold Date5/7/2026
Terms AcceptedCash, Conventional
Concessions$3,100
Source: SparkMLS
Tax Information
Annual Tax$1,275
Tax Year2025
State Equalized Value$45,700
Taxable Value$31,662
Assessed Value$31,662
Homestead (PRE)100%
Parcel #051-100-068-00
Source: Public Records
Legal Description
ADDITION NO. 4 N 1/2 OF LOT 5 BLOCK 141.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Brian G Riley
GREENRIDGE Realty Ludington
Frequently Asked Questions about 413.5 N Robert Street, Ludington, MI 49431
Which school district serves 413.5 N Robert Street, Ludington, MI 49431?
Per MLS# 26012553, 413.5 N Robert Street, Ludington, MI 49431 is in the Ludington boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ludington directly to confirm enrollment eligibility.
What financing options are available for 413.5 N Robert Street, Ludington, MI 49431?
Per MLS# 26012553, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 413.5 N Robert Street, Ludington, MI 49431?
Per public tax records, annual property taxes for this property are $1,275 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 413.5 N Robert Street, Ludington, MI 49431 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 413.5 N Robert Street, Ludington, MI 49431 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 413.5 N Robert Street, Ludington, MI 49431?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Ludington police department or the Mason County sheriff's office.
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BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
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Monthly payment$1,167
Principal & interest$1,167
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
413.5 N Robert Street, Ludington, MI 49431
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Municipality
Ludington
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