Sold
415 Ridgeway Street, St. Joseph, MI 49085
Sold on 06/05/2026 for$670,250
MLS # 26023670 (Michigan Regional Information Center (MichRIC))
4 beds4 baths2,724 sqftBuilt 19300.25 acres
1 / 36
Listing Description
Located on one of the most desirable streets in St. Joseph, this traditional 4-bedroom, 3.5-bath home offers approximately 2,724 square feet of space and potential. Featuring generous living areas, abundant natural light, and well-proportioned bedrooms, the home presents an excellent opportunity for updating and personalization. The functional floor plan provides flexibility for a variety of lifestyles, with ample room for entertaining, guests, or work-from-home needs. Ideally situated just minutes from downtown shopping, dining, beaches, parks, and schools, the location is truly exceptional. This property presents a rare opportunity to make this home your own in one of St. Joseph's most sought-after neighborhoods. Ideally located between Tiscornia and Jean Klock Beach within minutes from your doorstep.
Source: SparkMLS
About this home
This 4-bedroom, 4-bath, 2,724 sq ft home built in 1930 sits in St Joseph in St. Joseph.
This home sold for $670,250 (about $246/sq ft).
Estimated annual property tax: $8,625, or about $719 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms4
Living Area2,724 sqft
Lot Size0.25 acres
Year Built1930
Stories2
Location
CitySt. Joseph
MunicipalitySt. Joseph City
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleCape Cod
ConstructionAluminum Siding
BasementCrawl Space, Partial
Garage1 space
HeatingForced Air, Other
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Cable Available
InteriorCeiling Fan(s), Hot Tub Spa
Sale & Financing
Listed5/19/2026
Sold Date6/4/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$8,625
Tax Year2024
Assessed Value$220,094
Parcel #11-76-1900-0110-00-1
Source: SparkMLS
Legal Description
LOT 110 EDGEWATER ADD TO CITY OF ST JOSEPH
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jackson G Matson
@properties Christie's International R.E.
Frequently Asked Questions about 415 Ridgeway Street, St. Joseph, MI 49085
Which school district serves 415 Ridgeway Street, St. Joseph, MI 49085?
Per MLS# 26023670, 415 Ridgeway Street, St. Joseph, MI 49085 is in the St. Joseph boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Joseph directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26023670, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 415 Ridgeway Street, St. Joseph, MI 49085?
Per public tax records, annual property taxes for this property are $8,625 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 415 Ridgeway Street, St. Joseph, MI 49085 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
What utilities serve 415 Ridgeway Street, St. Joseph, MI 49085?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph City police department or the Berrien County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$4,534
Principal & interest$4,534
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
415 Ridgeway Street, St. Joseph, MI 49085
View full property history →
Municipality
St Joseph
View all listings →
Get email alerts for new listings near 415 Ridgeway Street
We'll notify you when something hits the market in St Joseph or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.