Sold
416 Division Street, Big Rapids, MI 49307
Sold on 04/28/2026 for$180,000
MLS # 26011374 (Michigan Regional Information Center (MichRIC))
2 beds1 bath1,500 sqftBuilt 19620.16 acres
1 / 37
Listing Description
**Highest and Best offers due by Thursday, March 26 @ 4:00 PM. This cute, move-in ready, two bedroom one bath ranch has a large living room with a beautiful fireplace. The cozy dining room and kitchen are filled with tons of natural light. The bathroom is newly remodeled and the partially finished basement has a potential 3rd bedroom (no egress window) The home has a new central air conditioning system, lots of storage space in the attic and a large, fenced-in back yard. It also has a paved driveway and a one car garage. This is a great location, close to everything that downtown Big Rapids has to offer. Call today for a showing!
Source: SparkMLS
About this home
Located in Big Rapids in Big Rapids, this property offers 2-bedroom, 1-bath, 1,500 sq ft, with original construction dating to 1962.
This home sold for $180,000 (about $120/sq ft).
Estimated annual property tax: $2,375, or about $198 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,500 sqft
Lot Size0.16 acres
Year Built1962
Stories1
Location
CityBig Rapids
MunicipalityBig Rapids
Zip Code49307
CountyMecosta
School DistrictBig Rapids
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesCable Available, Natural Gas Connected, High-Speed Internet
InteriorCeiling Fan(s)
Sale & Financing
Listed3/23/2026
Sold Date4/27/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Concessions$5,400
Source: SparkMLS
Tax Information
Annual Tax$2,375
Tax Year2025
Assessed Value$62,896
Parcel #5417-15-277-007
Source: SparkMLS
Legal Description
000416 DIVISION STREET: CLARK AND FULLER'S ADDITION -- BLK 4, THAT PT OF LOT 3 DESC AS COM AT THE SE COR OF LOT 3; TH N ALG THE E LI OF LOT 3, 59.4 FT TO THE POB; TH W // WITH THE S LI OF LOT 3, 117.875 FT; TH N // WITH THE E LI OF LOT 3 TO THE N LI OF LOT 3; TH E ALG THE N LI OF LOT 3 TO THE E LI OF LOT 3; TH S ALG THE E LI OF LOT 3 TO THE POB.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kelly Eckhardt
Five Star Real Estate - Mitchell St
Frequently Asked Questions about 416 Division Street, Big Rapids, MI 49307
What school district is 416 Division Street, Big Rapids, MI 49307 in?
Per MLS# 26011374, this property is served by Big Rapids. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26011374, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26011374, the most recent reported annual property tax for 416 Division Street, Big Rapids, MI 49307 is $2,375 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 416 Division Street, Big Rapids, MI 49307 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 416 Division Street, Big Rapids, MI 49307 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Big Rapids police department or the Mecosta County sheriff's office.
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Monthly payment$1,161
Principal & interest$1,161
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
416 Division Street, Big Rapids, MI 49307
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Municipality
Big Rapids
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