Sold
4202 Courtney Street, St. Joseph, MI 49085
Sold on 08/21/2025 for$390,000
MLS # 25034241 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,575 sqftBuilt 19960.5 acres
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Listing Description
Traditional style 4 BD/2.5 bath, meticulously cared for 2,575 sq ft home located on a private cul du sac in St Joseph schools. Dramatic 2- story entry foyer with hardwood floors. Main floor features an office/den, family room with gas fireplace and open to spacious kitchen with informal eating area and snack bar, lg pantry, formal dining room with bay window with beautiful crown molding and chair rail. From family great room, step out onto newer built covered 18x10 deck and then step onto the additional 18x10 deck that includes a gorgeous sunken hot tub-all built with composite lumber. The custom staircase leads to a 3 BD/2 full bath plus sizable laundry room with Whirlpool duet W/D & storage closet. Primary bedroom features .... (see ''MORE'' below for additional info)....
Source: SparkMLS
About this home
4-bedroom, 3-bath, 2,575 sq ft home in Royalton Township in St. Joseph built in 1996.
Final sale price: $390,000 (about $151/sq ft).
Property tax estimate: $3,967 per year ($331/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,200 Mbps from 7 providers. Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,575 sqft
Lot Size0.5 acres
Year Built1996
Stories2
Location
CitySt. Joseph
MunicipalityRoyalton Twp
Zip Code49085
CountyBerrien
School DistrictSt. Joseph Public Schools
Construction & Systems
StyleContemporary
ConstructionBrick, Vinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Extra Well
InteriorCeiling Fan(s), Garage Door Opener, Hot Tub Spa, Eat-in Kitchen, Pantry
Sale & Financing
Listed7/10/2025
Sold Date8/20/2025
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,967
Tax Year2024
Assessed Value$137,075
Parcel #11-17-6000-0014-00-5
Source: SparkMLS
Legal Description
LOT 14 REGAL ESTATES
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Sharon L Straw
@properties Christie's Intl RE
Frequently Asked Questions about 4202 Courtney Street, St. Joseph, MI 49085
What school district is 4202 Courtney Street, St. Joseph, MI 49085 in?
Per MLS# 25034241, this property is served by St. Joseph Public Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 25034241, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25034241, the most recent reported annual property tax for 4202 Courtney Street, St. Joseph, MI 49085 is $3,967 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4202 Courtney Street, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4202 Courtney Street, St. Joseph, MI 49085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 4202 Courtney Street, St. Joseph, MI 49085?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 4202 Courtney Street, St. Joseph, MI 49085. The maximum advertised download speed is 1.2 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Royalton Twp police department or the Berrien County sheriff's office.
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Monthly payment$2,581
Principal & interest$2,581
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
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1.2 Gbps
Upload
35 Mbps
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50 MbpsAT&TDSL
25 MbpsT-MobileLicensed Fixed Wireless
25 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4202 Courtney Street, St. Joseph, MI 49085
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Municipality
Royalton Township
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