Sold
422 W Seminary Street, Charlotte, MI 48813
Sold on 05/28/2026 for$187,000
MLS # 294670 (Greater Lansing Association of REALTORS®)
2 beds1 bathBuilt 19200.12 acres
1 / 34
Listing Description
Charming 1920 bungalow in the heart of Charlotte! This adorable 2-bedroom, 1-bath home is full of character, featuring beautiful original woodwork. Step outside to your own private fenced-in back yard, perfect for relaxing or entertaining with a cozy fire-pit and built-in benches ready for summer nights. A must-see for anyone looking for comfort and character!, Front Door: South, Foundation Details: Block
Source: SparkMLS
About this home
Located in Charlotte in Charlotte, this property offers 2-bedroom, 1-bath, with original construction dating to 1920.
Final sale price: $187,000.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Lot Size0.12 acres
Year Built1920
Location
CityCharlotte
MunicipalityCharlotte City
Zip Code48813
CountyEaton
Construction & Systems
ConstructionConcrete, Vinyl Siding
BasementSlab, Daylight
Garage2 spaces
SewerPublic
UtilitiesBroadband
InteriorWood Floor, Water Softener/Owned, Laminate Floor, Ceiling Fan(s)
Sale & Financing
Listed3/24/2026
Sold Date5/27/2026
Original Price$192,000
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Julie Harmon
WEICHERT, REALTORS- Emerald Properties
Frequently Asked Questions about 422 W Seminary Street, Charlotte, MI 48813
Is 422 W Seminary Street, Charlotte, MI 48813 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 422 W Seminary Street, Charlotte, MI 48813 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Charlotte City police department or the Eaton County sheriff's office.
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Monthly payment$1,213
Principal & interest$1,213
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
422 W Seminary Street, Charlotte, MI 48813
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Municipality
Charlotte
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