Sold
426 Morse Street, Coldwater, MI 49036
Sold on 04/10/2026 for$319,000
MLS # 26007474 (Michigan Regional Information Center (MichRIC))
5 beds2 baths2,720 sqftBuilt 19010.38 acres
1 / 24
Listing Description
Welcome to this beautifully maintained 5-bedroom, 2 full bathroom home offering a perfect blend of comfort and functionality. Enjoy both formal and casual living with two generous living rooms and a large formal dining area with original hardwood flooring ideal for entertaining family and friends. Large Kitchen with lots of cabinets and beautiful backsplash. The shaded backyard offers a peaceful outdoor retreat, perfect for relaxing or hosting summer barbecues. Additional features include a 2.5-car garage, providing ample space for vehicles, storage, or a workshop. Sellers replaced the roof in 2024, installed double hung windows and siding in 2019 and central air was new in 2014. With plenty of room to grow, multiple living spaces, and thoughtful layout, this house could be your next home. This company makes no warranty or representations about the contents of this data including room sizes & sq. footage. It is the responsibility of the parties looking at the property to satisfy
Source: SparkMLS
About this home
This 5-bedroom, 2-bath, 2,720 sq ft home built in 1901 sits in Coldwater in Coldwater.
Final sale price: $319,000 (about $117/sq ft).
Annual property taxes run approximately $2,310 ($193/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Coldwater Board of Public Utilities; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms2
Living Area2,720 sqft
Lot Size0.38 acres
Year Built1901
Stories2
Location
CityColdwater
MunicipalityColdwater City
Zip Code49036
CountyBranch
School DistrictColdwater
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementPartial
Garage2.5 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Cable Available
InteriorCeiling Fan(s), Broadband, Garage Door Opener, Pantry
Sale & Financing
Listed3/1/2026
Sold Date4/9/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,310
Tax Year2025
Assessed Value$59,640
Parcel #302-000-000-974-03
Source: SparkMLS
Legal Description
At listing Office.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Rachel Tell
Case Realty Group
Frequently Asked Questions about 426 Morse Street, Coldwater, MI 49036
What school district is 426 Morse Street, Coldwater, MI 49036 in?
Per MLS# 26007474, this property is served by Coldwater. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 426 Morse Street, Coldwater, MI 49036?
Per MLS# 26007474, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26007474, the most recent reported annual property tax for 426 Morse Street, Coldwater, MI 49036 is $2,310 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 426 Morse Street, Coldwater, MI 49036 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 426 Morse Street, Coldwater, MI 49036 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Coldwater Board of Public Utilities. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Coldwater City police department or the Branch County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$2,134
Principal & interest$2,134
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Coldwater Board of Public Utilities
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
426 Morse Street, Coldwater, MI 49036
View full property history →
Municipality
Coldwater
View all listings →
Get email alerts for new listings near 426 Morse Street
We'll notify you when something hits the market in Coldwater or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.