Sold
4265 Mitchell Creek Drive, Traverse City, MI 49686
Sold on 05/22/2026 for$248,000
MLS # 1943898 (Northern Great Lakes REALTORS® MLS)
2 beds1 bathBuilt 1985
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Listing Description
This is where location meets lifestyle. Step outside your front door and you’re instantly connected to everything Traverse City has to offer the TART Trail runs right by, the beach at the State Park is just a short walk away, and downtown is an easy bike ride whenever the mood strikes. Tucked quietly along the river, this garden-level condo offers a different kind of pace. Mornings feel slower here coffee in hand, watching the water drift by before the day pulls you out to explore. It’s the kind of place where you can be in the middle of it all yet still feel a sense of calm when you come home. Inside, you’ll find 2 bedrooms, 2 baths, newer flooring, and an updated kitchen that keeps things simple and comfortable. A covered carport adds everyday convenience, and pets are welcome with approval. Whether it’s beach days, bike rides, or just enjoying the ease of being close to everything this is Traverse City living, exactly how it should feel.
Source: SparkMLS
About this home
Located in Traverse City, this property offers 2-bedroom, 1-bath, with original construction dating to 1985.
Final sale price: $248,000.
Electric service is provided by Cherryland Electric Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Year Built1985
Location
CityTraverse City
Zip Code49686
CountyGrand Traverse County
Construction & Systems
HeatingNatural Gas, Baseboard, Hot Water
WaterPublic
SewerPublic
Sale & Financing
Listed4/16/2026
Sold Date5/21/2026
Terms AcceptedCash, Conventional, FHA
HOA
HOA Fee$3,648
IncludesLawn/Yard Care, Snow Removal, Trash
Source: SparkMLS
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jennifer Hastings
Blue Lakes Real Estate Group TC LLC
Frequently Asked Questions about 4265 Mitchell Creek Drive, Traverse City, MI 49686
Can I use FHA or VA financing for this property?
Per MLS# 1943898, this listing accepts Cash, Conventional, FHA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4265 Mitchell Creek Drive, Traverse City, MI 49686 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
What utilities serve 4265 Mitchell Creek Drive, Traverse City, MI 49686?
Per Michigan Public Service Commission service territory data: Electric: Cherryland Electric Cooperative. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$5,263
Principal & interest$1,615
HOA$3,648
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Cherryland Electric Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4265 Mitchell Creek Drive, Traverse City, MI 49686
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