For Sale
427 S Main, Cedar Springs, MI 49319
$455,000
MLS # 26003705 (Michigan Regional Information Center (MichRIC))
3 beds2 baths2,930 sqftBuilt 18675.98 acres
1 / 28
Listing Description
This unique Victorian home and property may be perfect for vintage enthusiasts, investors and developers. Property includes 6 acres and is zoned R-3 (can be split and developed into multifamily residences). Home itself includes nearly 3,000 square feet of finished living space, large formal dining and sitting parlor, 3 bedrooms, 2 full baths. Beautiful Victorian architecture throughout including 10' tall ceilings on both levels, with extensive trim work, curved stairwell and crown molding. Landscaped yard includes brick walkways, covered porches, carriage house and a circular driveway. Current appraisal (2026) is $620,000.00 - see attached documents.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 2,930 sq ft home in Cedar Springs built in 1867.
Asking $455,000 (about $155/sq ft).
Annual property taxes run approximately $4,637 ($386/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 1,000 Mbps across 9 providers. Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,930 sqft
Lot Size5.98 acres
Year Built1867
Stories2
Location
CityCedar Springs
MunicipalityCedar Springs City
Zip Code49319
CountyKent
School DistrictCedar Springs
Construction & Systems
StyleVictorian
ConstructionVinyl Siding
BasementMichigan Basement, Partial
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorCeiling Fan(s), Garage Door Opener
Sale & Financing
Listed5/10/2026
Original Price$620,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,637
Tax Year2025
State Equalized Value$206,200
Taxable Value$106,650
Assessed Value$103,847
Parcel #410236276013
Source: Public Records
Legal Description
N 495 FT OF E 660 FT OF SE 1/4 NE 1/4 EX N 200 FT OF W 330 FT * SEC 36 T10N R11W 5.98 A.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Ruth Henderson
Best Homes of Michigan LLC
Frequently Asked Questions about 427 S Main, Cedar Springs, MI 49319
What school district is 427 S Main, Cedar Springs, MI 49319 in?
Per MLS# 26003705, this property is served by Cedar Springs. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26003705, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26003705, the most recent reported annual property tax for 427 S Main, Cedar Springs, MI 49319 is $4,637 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 427 S Main, Cedar Springs, MI 49319 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 427 S Main, Cedar Springs, MI 49319 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 427 S Main, Cedar Springs, MI 49319?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 1.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Cedar Springs City police department or the Kent County sheriff's office.
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Monthly payment$2,951
Principal & interest$2,951
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Internet
FiberDownload
1 Gbps
Upload
1 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
9 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
427 S Main, Cedar Springs, MI 49319
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