For Sale
4293 VL Mystic Lane, Whitehall, MI 49461
$49,900
MLS # 26032900 (Michigan Regional Information Center (MichRIC))
1.16 acres
1 / 8
Listing Description
Build your West Michigan dream home or vacation getaway in beautiful Whitehall! This exceptional vacant lot offers the perfect, ready-to-build canvas in a premier coastal community. Situated in an absolute paradise for outdoor enthusiasts, you are just 3 minutes from the pristine waters, great fishing, and scenic trails of Duck Lake and Duck Lake State Park. Craving the big lake? You are a mere 5 minutes from the breathtaking shores of Lake Michigan, and just 8 minutes from vibrant downtown Whitehall and local White Lake access. Whether your passion is boating, fishing, hiking, kayaking, or golfing, just about every outdoor activity imaginable is right at your doorstep. Bring your builder and start living the Michigan lake life today!
Source: SparkMLS
About this home
Asking $49,900.
Estimated annual property tax: $514, or about $43 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeLand
Property SubtypeAcreage
Bathrooms0
Lot Size1.16 acres
Location
CityWhitehall
MunicipalityFruitland Twp
Zip Code49461
CountyMuskegon
School DistrictWhitehall
Construction & Systems
UtilitiesNatural Gas Available, Electricity Available, Cable Available, None
Sale & Financing
Listed6/29/2026
Terms AcceptedCash, FHA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$514
Tax Year2025
Assessed Value$11,810
Parcel #06-121-100-0011-02
Source: SparkMLS
Legal Description
FRUITLAND TOWNSHIP SEC 21 T11N R17W PT OF SW 1/4 OF NW 1/4 DESC AS FOL COM AT W 1/4 COR OF SD SEC TH S 89D 05M 02S E 884.01 FT TH ALG W LN OF E 10 AC OF S 30 AC OF SW 1/4 OF NW 1/4 N 0D 31M 03S E 528.63 FT FOR POB TH N 0D 31M 03S E 228.63 FT TH S 89D 05M 02S E 220.92 FT TH S 0D 31M 03S W 228.63 FT TH N 89D 05M 02S W 220.92 FT TO POB SUBJ TO ESMT L2104 P200 SUBJ TO DELARATION OF RTS TO COMMON RD L2
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Joel A DePas
LPT Realty
Frequently Asked Questions about 4293 VL Mystic Lane, Whitehall, MI 49461
Which school district serves 4293 VL Mystic Lane, Whitehall, MI 49461?
Per MLS# 26032900, 4293 VL Mystic Lane, Whitehall, MI 49461 is in the Whitehall boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Whitehall directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26032900, this listing accepts Cash, FHA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4293 VL Mystic Lane, Whitehall, MI 49461?
Per public tax records, annual property taxes for this property are $514 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4293 VL Mystic Lane, Whitehall, MI 49461 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 4293 VL Mystic Lane, Whitehall, MI 49461 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 4293 VL Mystic Lane, Whitehall, MI 49461?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Fruitland Twp police department or the Muskegon County sheriff's office.
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Monthly payment$324
Principal & interest$324
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4293 VL Mystic Lane, Whitehall, MI 49461
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Municipality
Fruitland Township
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