Sold
430 W 4th Street, Imlay City, MI 48444
Sold on 12/18/2025 for$219,900
MLS # 20251051615 (Realcomp)
3 beds2 baths1,492 sqftBuilt 18800.19 acres
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Listing Description
Welcome home! This charming 3-bedroom, 2-bath residence combines comfort, character, and modern updates throughout. The first-floor primary suite includes a private ensuite, while a second full bath with a relaxing jetted tub offers added convenience. The spacious open great room flows seamlessly into a large eat-in kitchen with a pantry area, perfect for family gatherings and entertaining.Step outside to enjoy a stamped concrete patio with a covered area designed for all your grilling and outdoor living needs. The oversized 2-car garage is a standout feature, offering a finished bonus living area currently used as an at-home salon, complete with on-demand hot water and an AC unit. A semi-finished loft above the garage—also with its own AC—provides additional versatile space. The garage is plumbed for propane heat for year-round comfort.The private fenced yard offers peace and privacy, and the home is located just two houses away from the Polly Ann Trail and within walking distance to Imlay City’s vibrant downtown social district, where you can enjoy local restaurants, shops, and community events. All kitchen appliances, washer, and dryer stay, making this a true move-in-ready home.Recent updates include a new roof (2023), new hot water heater (2021), and new furnace and AC (2025). Conveniently located close to downtown—move in before the holidays and start enjoying all this home has to offer!
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,492 sq ft home built in 1880 sits in Imlay City in Imlay City.
Final sale price: $219,900 (about $147/sq ft).
Annual property taxes run approximately $3,403 ($284/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 7,000 Mbps across 8 providers. Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,492 sqft
Lot Size0.19 acres
Year Built1880
Stories2
Location
CityImlay City
MunicipalityImlay City
Zip Code48444
CountyLapeer
School DistrictImlay City Community Schools
Construction & Systems
ConstructionVinyl Siding
Garage2.5 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorHumidifier
Sale & Financing
Listed11/5/2025
Sold Date12/17/2025
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$3,403
Parcel #I199520000000
Source: SparkMLS
Legal Description
CITY OF IMLAY CITY RI COOK'S ADDITION LOT 4 BLOCK 5
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Ryan A Parks
Keller Williams Premier
Frequently Asked Questions about 430 W 4th Street, Imlay City, MI 48444
What school district is 430 W 4th Street, Imlay City, MI 48444 in?
Per MLS# 20251051615, this property is served by Imlay City Community Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 430 W 4th Street, Imlay City, MI 48444?
Per MLS# 20251051615, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251051615, the most recent reported annual property tax for 430 W 4th Street, Imlay City, MI 48444 is $3,403. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 430 W 4th Street, Imlay City, MI 48444 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 430 W 4th Street, Imlay City, MI 48444 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 430 W 4th Street, Imlay City, MI 48444?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 7.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Imlay City police department or the Lapeer County sheriff's office.
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Mortgage Calculator
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Monthly payment$1,426
Principal & interest$1,426
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
7 Gbps
Upload
7 Gbps
FiberCableGSO SatelliteSatelliteDSLLicensed Fixed Wireless
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
430 W 4th Street, Imlay City, MI 48444
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Municipality
Imlay City
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