Sold
4405 Chippewa Trail, Fremont, MI 49412
Sold on 06/05/2026 for$357,500
MLS # 26019682 (Michigan Regional Information Center (MichRIC))
2 beds2 baths1,017 sqftBuilt 19690.48 acres
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Listing Description
Welcome to 4405 Chippewa Trail, your perfect lakefront retreat in Fremont. Nestled directly on the water, this charming 2-bedroom, 1-bathroom home offers the ideal blend of relaxation and opportunity. Enjoy total peace of mind with major mechanical updates already completed for you: a 2-year-old roof, a 4-year-old furnace, and a fully installed natural gas Generac generator so you never lose power. New dock and pontoon cover in 2025. The unfinished walk-out basement provides a fantastic blank canvas. Finish it to add valuable living space, create a lakeside entertainment room, or build out extra sleeping quarters. Step right out of the lower level directly to the water's edge to enjoy boating, fishing, and spectacular Michigan sunsets. Whether you are looking for a year-round home or a weekend getaway, this property is ready for you. Start your next chapter at the lake--schedule your private showing today!
Source: SparkMLS
About this home
This 2-bedroom, 2-bath, 1,017 sq ft home built in 1969 sits in Fremont.
Closed at $357,500 (about $352/sq ft).
Estimated annual property tax: $3,578, or about $298 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area1,017 sqft
Lot Size0.48 acres
Year Built1969
Stories1
Location
CityFremont
MunicipalitySherman Twp
Zip Code49412
CountyNewaygo
School DistrictFremont
Construction & Systems
StyleRanch
ConstructionAluminum Siding, Brick
BasementFull, Walk-Out Access
Garage1 space
HeatingForced Air
WaterWell
SewerPublic
UtilitiesPhone Connected, Natural Gas Connected, Cable Connected, High-Speed Internet
Sale & Financing
Listed5/3/2026
Sold Date6/4/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,578
Tax Year2025
Assessed Value$104,619
Parcel #14-34-198-042
Source: SparkMLS
Legal Description
LOT 17 AND S1/2 LOT 18 INDIAN HILLS SUBDIVISION
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Matthew Koetje
Green Crown Real Estate LLC
Frequently Asked Questions about 4405 Chippewa Trail, Fremont, MI 49412
What school district is 4405 Chippewa Trail, Fremont, MI 49412 in?
Per MLS# 26019682, this property is served by Fremont. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 4405 Chippewa Trail, Fremont, MI 49412?
Per MLS# 26019682, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26019682, the most recent reported annual property tax for 4405 Chippewa Trail, Fremont, MI 49412 is $3,578 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4405 Chippewa Trail, Fremont, MI 49412 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4405 Chippewa Trail, Fremont, MI 49412 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Sherman Twp police department or the Newaygo County sheriff's office.
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Monthly payment$2,270
Principal & interest$2,270
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4405 Chippewa Trail, Fremont, MI 49412
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