Sold
444 Simco Drive, Coldwater, MI 49036
Sold on 04/15/2026 for$475,000
MLS # 26010611 (Michigan Regional Information Center (MichRIC))
3 beds2 baths2 sqftBuilt 19860.25 acres
1 / 37
Listing Description
Life on the channel of Coldwater Lake is calling! This 3 bedroom, 2 bath home offers the perfect blend of comfort and lake living. The kitchen with adjoining dining area creates a warm, inviting space for everyday meals or hosting dinners. The main living room is ideal for entertaining, while the spacious lower-level family room gives you even more room to relax, gather, and make memories. Step outside to a large deck overlooking the channel the perfect spot for morning coffee, evening sunsets, and everything in between. Whether you're looking for a year-round home or a weekend getaway, this one checks all the boxes. Lake life, extra space, and a view you'll never get tired of - this is the one! Listing agent is related to the seller.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 2 sq ft home built in 1986 sits in Coldwater.
This home sold for $475,000 (about $237,500/sq ft).
Estimated annual property tax: $2,762, or about $230 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2 sqft
Lot Size0.25 acres
Year Built1986
Stories2
Location
CityColdwater
MunicipalityKinderhook Twp
Zip Code49036
CountyBranch
School DistrictColdwater
Construction & Systems
ConstructionVinyl Siding
BasementPartial, Slab
Garage2 spaces
HeatingForced Air
WaterWell
SewerPublic
Sale & Financing
Listed3/18/2026
Sold Date4/14/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,762
Tax Year2024
Assessed Value$100,877
Parcel #12150S5000014200
Source: SparkMLS
Legal Description
LOT 142 SHAWNEE SHOALS NO 3 SEC 3 T8S R6W
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kelsey Harmon
Southern Marsh Realty
Frequently Asked Questions about 444 Simco Drive, Coldwater, MI 49036
Which school district serves 444 Simco Drive, Coldwater, MI 49036?
Per MLS# 26010611, 444 Simco Drive, Coldwater, MI 49036 is in the Coldwater boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Coldwater directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26010611, this listing accepts Cash, FHA, VA Loan, Rural Development, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 444 Simco Drive, Coldwater, MI 49036?
Per public tax records, annual property taxes for this property are $2,762 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 444 Simco Drive, Coldwater, MI 49036 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 444 Simco Drive, Coldwater, MI 49036 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 444 Simco Drive, Coldwater, MI 49036?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Kinderhook Twp police department or the Branch County sheriff's office.
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Monthly payment$3,081
Principal & interest$3,081
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
444 Simco Drive, Coldwater, MI 49036
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