Sold
4468 Duck Lake Road, Whitehall, MI 49461
Sold on 02/27/2026 for$525,000
MLS # 25059344 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,598 sqftBuilt 20222.42 acres
1 / 47
Listing Description
Built in 2022, this beautifully finished home in Fruitland Township offers approximately 2,600 sq ft of finished living space on a private, wooded 2.42-acre lot. Located just a few miles from Duck Lake State Park and the shores of Lake Michigan. Inside, you'll find quality features throughout, including a HALO whole-house air purifier, granite countertops, soft-close cabinetry, and sliding glass doors from the dining area leading to a spacious deck. The private primary suite includes its own en-suite bathroom. Main floor laundry room and a large mudroom off the garage provide functional everyday storage. The outdoor features are just as impressive, with a stamped concrete patio, fenced backyard, and inground irrigation system. Car enthusiasts or hobbyists will appreciate the finished attached 3-stall garage as well as the finished detached garage, offering ample space for vehicles, tools, or recreation. Sale is contingent upon seller securing suitable housing.
Source: SparkMLS
About this home
Located in Fruitland Township in Whitehall, this property offers 4-bedroom, 3-bath, 2,598 sq ft, with original construction dating to 2022.
Final sale price: $525,000 (about $202/sq ft).
Property tax estimate: $6,361 per year ($530/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,200 Mbps from 4 providers. Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,598 sqft
Lot Size2.42 acres
Year Built2022
Stories1
Location
CityWhitehall
MunicipalityFruitland Twp
Zip Code49461
CountyMuskegon
School DistrictWhitehall
Construction & Systems
StyleRanch
ConstructionStone, Vinyl Siding
BasementDaylight, Full
Garage3 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Available, Electricity Available, Natural Gas Connected
InteriorCeiling Fan(s), Garage Door Opener, Center Island
Sale & Financing
Listed11/20/2025
Sold Date2/26/2026
Original Price$575,000
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$6,361
Tax Year2025
Assessed Value$225,675
Parcel #06-121-100-0010-05
Source: SparkMLS
Legal Description
FRUITLAND TOWNSHIP SEC 21 T11N R17W E 1/2 OF W 5 A OF E 15 A OF S 30 A OF SW 1/4 OF NW 1/4
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Julie L Trevino
Five Star Real Estate Whitehall
Frequently Asked Questions about 4468 Duck Lake Road, Whitehall, MI 49461
What school district is 4468 Duck Lake Road, Whitehall, MI 49461 in?
Per MLS# 25059344, this property is served by Whitehall. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 4468 Duck Lake Road, Whitehall, MI 49461?
Per MLS# 25059344, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25059344, the most recent reported annual property tax for 4468 Duck Lake Road, Whitehall, MI 49461 is $6,361 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4468 Duck Lake Road, Whitehall, MI 49461 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4468 Duck Lake Road, Whitehall, MI 49461 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 4468 Duck Lake Road, Whitehall, MI 49461?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 4468 Duck Lake Road, Whitehall, MI 49461. The maximum advertised download speed is 1.2 Gbps. 4 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Fruitland Twp police department or the Muskegon County sheriff's office.
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Monthly payment$3,502
Principal & interest$3,502
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableGSO SatelliteSatellite
4 providers at this address
XfinityCable
1.2 GbpsStarlinkGSO Satellite
280 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4468 Duck Lake Road, Whitehall, MI 49461
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Municipality
Fruitland Township
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