For Sale
447 Oakwood Drive, Charlotte, MI 48813
$329,000
MLS # 26032153 (Michigan Regional Information Center (MichRIC))
3 beds3 baths1,488 sqftBuilt 20210.66 acres
1 / 63
Listing Description
Welcome to Oakridge Estates-a wonderful newer-developed neighborhood with a great blend of young families and retired folks. This community features craftsman-style homes and allows outbuildings, fences, and pools! Built in 2021 and situated on a spacious and desirable 0.65-acre corner lot, this beautifully maintained home is truly move-in ready! Relax on the covered front porch or entertain out back on the large wooden built deck. Inside, you'll love the open floor plan with the convenience of upper-level laundry with modern comfort and style. Kitchen offers black stainless steel appliances, a large farmhouse sink, soft close drawers, a 3 seat center island, and large pantry! Basement has been framed to be finished and is plumbed for a bathroom- all lumber will stay for next owner to finish! Whole house professionally cleaned and lovingly cared for, it's ready for its next owner to move in and enjoy.
Source: SparkMLS
About this home
This 3-bedroom, 3-bath, 1,488 sq ft home built in 2021 sits in Charlotte in Charlotte.
Currently offered at $329,000 (about $221/sq ft).
Property tax estimate: $4,507 per year ($376/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,488 sqft
Lot Size0.66 acres
Year Built2021
Stories2
Location
CityCharlotte
MunicipalityCharlotte City
Zip Code48813
CountyEaton
School DistrictCharlotte
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorCeiling Fan(s), Garage Door Opener, Center Island, Pantry
Sale & Financing
Listed6/25/2026
Original Price$335,900
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,507
Tax Year2025
State Equalized Value$142,400
Taxable Value$133,663
Assessed Value$133,663
Parcel #20007165004000
Source: Public Records
Legal Description
UNIT 4, OAKRIDGE ESTATES CONDOMINIUMS, SEC 12, T2N,R5W, CITY OF CHARLOTTE. 4-18-18 SPLIT FROM OAKRIDGE CONDOMINIUMS FOR 2019.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Marissa Barr MTP Group
Michigan Top Producers
Frequently Asked Questions about 447 Oakwood Drive, Charlotte, MI 48813
Which school district serves 447 Oakwood Drive, Charlotte, MI 48813?
Per MLS# 26032153, 447 Oakwood Drive, Charlotte, MI 48813 is in the Charlotte boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Charlotte directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26032153, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 447 Oakwood Drive, Charlotte, MI 48813?
Per public tax records, annual property taxes for this property are $4,507 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 447 Oakwood Drive, Charlotte, MI 48813 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 447 Oakwood Drive, Charlotte, MI 48813 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 447 Oakwood Drive, Charlotte, MI 48813?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Charlotte City police department or the Eaton County sheriff's office.
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Monthly payment$2,134
Principal & interest$2,134
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
447 Oakwood Drive, Charlotte, MI 48813
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Municipality
Charlotte
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