Sold
4472 W Higgins Lake Drive, Roscommon, MI 48653
Sold on 04/06/2026 for$278,000
MLS # 26007120 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,166 sqftBuilt 19660.32 acres
1 / 44
Listing Description
Adorable Up North cottage -- the perfect getaway or year-round retreat! This charming home features a beautifully updated kitchen, warm wood floors, and a cozy living room with a fireplace perfect for relaxing after a day on the water. Situated on a rare double lot with shared access to stunning Higgins Lake, there's plenty of room to enjoy outdoor living. Relax in the bright three-season room, gather around the firepit, and take advantage of the huge detached garage plus an additional shed for all your toys and tools. Upstairs offers potential for a fourth bedroom, and the three-season room (not included in the square footage) could be finished for year-round living space. Sold fully furnished and move-in ready. Just minutes from South Higgins Lake State Park, the marina, shopping, dining, and everything that makes Up North living so special.
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 1,166 sq ft home built in 1966 sits in Roscommon.
Final sale price: $278,000 (about $238/sq ft).
Annual property taxes run approximately $2,534 ($211/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,166 sqft
Lot Size0.32 acres
Year Built1966
Stories2
Location
CityRoscommon
MunicipalityGerrish Twp
Zip Code48653
CountyRoscommon
School DistrictRoscommon
Construction & Systems
ConstructionOther
BasementCrawl Space
Garage2.5 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesHigh-Speed Internet
InteriorEat-in Kitchen
Sale & Financing
Listed2/25/2026
Sold Date4/5/2026
Terms AcceptedCash, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,534
Tax Year2025
State Equalized Value$63,700
Assessed Value$86,900
Parcel #004-266-011-0000
Source: Public Records
Legal Description
L-910 P-420 (L-639 P-563) 243 LOTS 11 AND 12 HONOLULU BEACH 2.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Emily Martina
KW Realty Living
Frequently Asked Questions about 4472 W Higgins Lake Drive, Roscommon, MI 48653
Which school district serves 4472 W Higgins Lake Drive, Roscommon, MI 48653?
Per MLS# 26007120, 4472 W Higgins Lake Drive, Roscommon, MI 48653 is in the Roscommon boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Roscommon directly to confirm enrollment eligibility.
What financing options are available for 4472 W Higgins Lake Drive, Roscommon, MI 48653?
Per MLS# 26007120, this listing accepts Cash, VA Loan, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4472 W Higgins Lake Drive, Roscommon, MI 48653?
Per public tax records, annual property taxes for this property are $2,534 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4472 W Higgins Lake Drive, Roscommon, MI 48653 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 4472 W Higgins Lake Drive, Roscommon, MI 48653 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 4472 W Higgins Lake Drive, Roscommon, MI 48653?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Gerrish Twp police department or the Roscommon County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$1,874
Principal & interest$1,874
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4472 W Higgins Lake Drive, Roscommon, MI 48653
View full property history →
Get email alerts for new listings near 4472 W Higgins Lake Drive
We’ll notify you when new listings match your interests.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.