For Sale
4523 Rivers Edge Drive, Troy, MI 48098
$999,900
MLS # 20261031443 (Realcomp)
4 beds6 baths6,360 sqftBuilt 19850.24 acres
1 / 65
Listing Description
Located at the quiet end of a cul-de-sac in the popular Oak River neighborhood, this exceptional home offers a rare blend of grand scale and genuine privacy. With over 4,360 square feet of bright above-ground living space plus a fully finished 2,000 square foot basement, there is room here for every lifestyle and stage of life. The main living area features an open-concept design with soaring vaulted ceilings and dramatic floor-to-ceiling windows that flood the space with natural light. The gourmet kitchen is anchored by two stunning skylights and opens directly to a spacious back deck overlooking a picturesque, private backyard bordered by mature trees. The expansive upper level provides generous space for every family member, while the massive lower level is the ultimate bonus area for a home theater, recreation room, or private gym. Furnace & AC 2022. Beyond the home itself, residents enjoy access to the top-rated, award-winning Troy School District, the scenic Rouge River corridor just steps away, easy highway access, and world-class shopping and dining at the Somerset Collection minutes from your door.
Source: SparkMLS
About this home
4-bedroom, 6-bath, 6,360 sq ft home in Troy in Troy built in 1985.
Listed at $999,900 (about $157/sq ft).
Estimated annual property tax: $10,608, or about $884 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms6
Living Area6,360 sqft
Lot Size0.24 acres
Year Built1985
Stories2
Location
CityTroy
MunicipalityCity of Troy
Zip Code48098
CountyOakland
School DistrictTroy
Construction & Systems
ConstructionBrick
Garage3 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed6/2/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$258 / Annually
Source: SparkMLS
Tax Information
Annual Tax$10,608
State Equalized Value$358,980
Taxable Value$293,180
Parcel #2018251018
Source: Public Records
Legal Description
T2N, R11E, SEC 18 OAK RIVER SUB NO 2 LOT 114 7-6-84 FR 200-011
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Luyao Jiang
EXP Realty Main
Frequently Asked Questions about 4523 Rivers Edge Drive, Troy, MI 48098
What school district is 4523 Rivers Edge Drive, Troy, MI 48098 in?
Per MLS# 20261031443, this property is served by Troy. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261031443, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261031443, the most recent reported annual property tax for 4523 Rivers Edge Drive, Troy, MI 48098 is $10,608. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4523 Rivers Edge Drive, Troy, MI 48098 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4523 Rivers Edge Drive, Troy, MI 48098 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Monthly payment$6,507
Principal & interest$6,485
HOA$22
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4523 Rivers Edge Drive, Troy, MI 48098
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Municipality
Troy
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County
Oakland County
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