For Sale
45420 Harmony Lane, Belleville, MI 48111
$495,000
MLS # 20261040223 (Realcomp)
4 beds3 baths4,162 sqftBuilt 19790.59 acres
1 / 73
Listing Description
Beautiful 4 bedroom, 3 bath colonial on Harmony Lane with views of Belleville Lake. Plenty of space for your family with a living room, dining room, large kitchen and breakfast nook, spacious family room with fireplace, and an amazing heated sunroom with huge in ground hot tub. Basement is partially finished with a rec room, wet bar, and plenty of storage. Enjoy your over half an acre corner lot with views of Belleville Lake across the street. Updates include: sunroom remodeled in 2020, spa heater & pump replaced 2024, new carpet on the 2nd floor in 2021, new LVP on the main floor in 2019, new furnace and AC in 2020, kitchen remodeled in 2018, Wallside Windows with 35 year warranty replaced in 2017, primary bathroom remodeled in 2008. HOA is optional at $50/year. Generator at the corner is owned by the township ad serves as a pump to keep water drainage flowing from the ditch to prevent flooding.
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 4,162 sq ft home built in 1979 sits in Van Buren Township in Belleville.
Currently offered at $495,000 (about $119/sq ft).
Annual property taxes run approximately $5,528 ($461/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area4,162 sqft
Lot Size0.59 acres
Year Built1979
Stories2
Location
CityBelleville
MunicipalityVan Buren Twp
Zip Code48111
CountyWayne
School DistrictVan Buren
Construction & Systems
ConstructionBrick, Vinyl Siding
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished, Hot Tub Spa, Wet Bar
Sale & Financing
Listed6/3/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$5,528
Parcel #83081030062000
Source: SparkMLS
Legal Description
22P62 LOT 62 BELLE HARBOR ESTATES NO. 3 T3S R8E L89 P65, 66 WCR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Angela Burke
National Realty Centers, Inc
Frequently Asked Questions about 45420 Harmony Lane, Belleville, MI 48111
What school district is 45420 Harmony Lane, Belleville, MI 48111 in?
Per MLS# 20261040223, this property is served by Van Buren. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261040223, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261040223, the most recent reported annual property tax for 45420 Harmony Lane, Belleville, MI 48111 is $5,528. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 45420 Harmony Lane, Belleville, MI 48111 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 45420 Harmony Lane, Belleville, MI 48111 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Wayne County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Monthly payment$3,211
Principal & interest$3,211
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
45420 Harmony Lane, Belleville, MI 48111
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Municipality
Van Buren Township
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County
Wayne County
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