Sold
461 19th Street, Otsego, MI 49078
Sold on 08/29/2025 for$355,000
MLS # 25030876 (Michigan Regional Information Center (MichRIC))
4 beds2 baths1,576 sqftBuilt 19783.83 acres
1 / 57
Listing Description
This Delightful 3 bedroom, 2 full bath ranch home offers 1576 sq ft of finished living space and comes with just under 4 acres of land, a 30x40 Pole Barn with concrete floor, electricity and a workshop area. 12ft ceiling height & 2 10ft slide doors. An Additional Stick built 16x16 garage sits upfront to store all you lawn care items & additional toys you may have. Home features a master ensuite, no sharing with your guests, eating area off of the kitchen and main floor laundry room. Sit out and enjoy your morning coffee in the screened in porch off the rear of the house. You are likely to see deer grazing in the backyard. You can't beat this peaceful and private country setting only 2 miles from downtown Otsego. Call and schedule your showing today.
Source: SparkMLS
About this home
4-bedroom, 2-bath, 1,576 sq ft home in Otsego Township in Otsego built in 1978.
Final sale price: $355,000 (about $225/sq ft).
Annual property taxes run approximately $2,613 ($218/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation. Broadband is available with download speeds up to 1,000 Mbps from 7 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,576 sqft
Lot Size3.83 acres
Year Built1978
Stories1
Location
CityOtsego
MunicipalityOtsego Twp
Zip Code49078
CountyAllegan
School DistrictOtsego Public Schools
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingBaseboard, Forced Air
WaterPrivate Water, Well
SewerSeptic Tank
UtilitiesCable Available, Natural Gas Connected
InteriorCeiling Fan(s), Garage Door Opener, Eat-in Kitchen, Pantry
Sale & Financing
Listed7/17/2025
Sold Date8/28/2025
Terms AcceptedFHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,613
Tax Year2024
Assessed Value$75,644
Parcel #031702107620
Source: SparkMLS
Legal Description
N 1/2 OF THAT PT OF NW 1/4 SE 1/4 LYING S OF S LIN OF ROYELLEN PLAT & EXT W TO CTRLIN 19TH ST & LYING W OF A LIN COM AT SW COR LOT 30 TH S TO THE S E&W 1/8 LIN SEC 21 T1N R12W
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Lisa A Whittemore
Berkshire Hathaway HomeServices MI
Frequently Asked Questions about 461 19th Street, Otsego, MI 49078
Which school district serves 461 19th Street, Otsego, MI 49078?
Per MLS# 25030876, 461 19th Street, Otsego, MI 49078 is in the Otsego Public Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Otsego Public Schools directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 25030876, this listing accepts FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 461 19th Street, Otsego, MI 49078?
Per public tax records, annual property taxes for this property are $2,613 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 461 19th Street, Otsego, MI 49078 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 461 19th Street, Otsego, MI 49078 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 461 19th Street, Otsego, MI 49078. The maximum advertised download speed is 1.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 461 19th Street, Otsego, MI 49078?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Private Water, Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Otsego Twp police department or the Allegan County sheriff's office.
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Monthly payment$2,334
Principal & interest$2,334
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Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
461 19th Street, Otsego, MI 49078
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Municipality
Otsego Township
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