Sold
46144 Lakeview Drive, Decatur, MI 49045
Sold on 08/05/2025 for$385,000
MLS # 25017683 (Michigan Regional Information Center (MichRIC))
3 beds3 baths1,984 sqftBuilt 19841.39 acres
1 / 67
Listing Description
**Be sure to watch the video!** Welcome to your personal lakeside oasis - a unique and flexible property sitting on the channel of Lake of the Woods. Whether you're seeking a full-time residence, vacation getaway, or income-generating opportunity, this home offers versatility, comfort, and charm in a quiet lakeside setting. Enjoy convenient access to Lake of the Woods for boating, fishing, and water fun. The spacious yard is a standout feature large enough to set up a volleyball net, play a game of soccer, or host summer gatherings with family and friends. Inside, you'll find two well-equipped living spaces under one roof—each with its own full kitchen, laundry, bedrooms, and living areas.
Source: SparkMLS
About this home
3-bedroom, 3-bath, 1,984 sq ft home in Decatur built in 1984.
Closed at $385,000 (about $194/sq ft).
Annual property taxes run approximately $5,397 ($450/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by Indiana Michigan Power Company; natural gas by Consumers Energy Company. Broadband is available with download speeds up to 1,200 Mbps from 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,984 sqft
Lot Size1.39 acres
Year Built1984
Stories1
Location
CityDecatur
MunicipalityHamilton Twp
Zip Code49045
CountyVan Buren
School DistrictDecatur
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull
Garage4 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed5/12/2025
Sold Date8/4/2025
Original Price$500,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,825
Tax Year2025
State Equalized Value$157,700
Taxable Value$125,094
Assessed Value$128,971
Homestead (PRE)100%
Parcel #80-10-065-038-01
Source: Public Records
Legal Description
Please see attached.
Property Records
FEMA Flood Zone: Zone A — 100-year floodplain (no base flood elevation)
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Suzanne Scott
Chuck Jaqua, REALTOR
Frequently Asked Questions about 46144 Lakeview Drive, Decatur, MI 49045
Which school district serves 46144 Lakeview Drive, Decatur, MI 49045?
Per MLS# 25017683, 46144 Lakeview Drive, Decatur, MI 49045 is in the Decatur boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Decatur directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 25017683, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 46144 Lakeview Drive, Decatur, MI 49045?
Per public tax records, annual property taxes for this property are $4,825 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 46144 Lakeview Drive, Decatur, MI 49045 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 46144 Lakeview Drive, Decatur, MI 49045 in a flood zone?
Per FEMA flood maps, this property is designated as Zone A, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 46144 Lakeview Drive, Decatur, MI 49045. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 46144 Lakeview Drive, Decatur, MI 49045?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Hamilton Twp police department or the Van Buren County sheriff's office.
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Tax Estimate
$
Annual tax$5,397
Monthly$450
Millage rate34.2242 mills
Municipality: Hamilton Township
School district: DECATUR PUBLIC SCHOOLS
County: Van Buren
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$3,044
Principal & interest$2,594
Property taxes$450
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
46144 Lakeview Drive, Decatur, MI 49045
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