Sold
4651 Monitor Road, Bay City, MI 48706
Sold on 06/08/2026 for$241,000
MLS # 50209889 (MiRealSource)
3 beds2 bathsBuilt 19360.67 acres
1 / 41
Listing Description
4651 Monitor Rd is proof that timeless design and intentional living never go out of style! This 3 bedroom 2 bath residence is a true standout, offering an authentic layout filled with brilliant natural light and balanced with warm interior finishes. The heart of the home is the beautifully appointed kitchen centered around a large granite-top island, rich custom cabinetry, crisp tile backsplash, and a design that opens effortlessly into the perfect space for entertaining. Just beyond the kitchen, the layout extends into an inviting living room and a versatile flex space ideal for a quiet home office, vibrant play room, or elegant formal dining. The primary suite offers a generous walk-in closet and the ultimate convenience of main floor laundry. The lower level features an ultra-clean basement with painted block walls and endless opportunities to tailor the space to your everyday needs. What truly sets this home apart is the impressive outdoor footprint. The exterior is anchored by an expansive 24x40 attached garage complete with drywalled interior and pull-through overhead doors. The sprawling backyard feels like a private park with a dedicated fire pit area perfect for hosting summer gatherings under the open sky. With the added peace of mind of a newer furnace, AC, and windows, this home is a masterclass in pride of ownership.
Source: SparkMLS
About this home
3-bedroom, 2-bath home in Bay City built in 1936.
This home sold for $241,000.
Electric service is provided by Bay City Electric Light & Power; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Lot Size0.67 acres
Year Built1936
Location
CityBay City
MunicipalityMonitor Twp
Zip Code48706
CountyBay
School DistrictBay City
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage4 spaces
HeatingForced Air
SewerPublic
Sale & Financing
Listed6/1/2026
Sold Date6/7/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Parcel #100-B25-000-015-00
Source: SparkMLS
Legal Description
LOT 15 BRUGS SUB, L5/P13 BCR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Krista Martelli
Ayre/Rhinehart REALTORS
Frequently Asked Questions about 4651 Monitor Road, Bay City, MI 48706
Which school district serves 4651 Monitor Road, Bay City, MI 48706?
Per MLS# 50209889, 4651 Monitor Road, Bay City, MI 48706 is in the Bay City boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Bay City directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 50209889, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4651 Monitor Road, Bay City, MI 48706 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 4651 Monitor Road, Bay City, MI 48706 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 4651 Monitor Road, Bay City, MI 48706?
Per Michigan Public Service Commission service territory data: Electric: Bay City Electric Light & Power. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Monitor Twp police department or the Bay County sheriff's office.
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Monthly payment$1,557
Principal & interest$1,557
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Bay City Electric Light & Power
Municipal
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4651 Monitor Road, Bay City, MI 48706
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