Sold
4660 Royal Cove Drive, 5, Utica, MI 48316
Sold on 06/17/2026 for$295,000
MLS # 20261004949 (Realcomp)
3 beds3 baths2,665 sqftBuilt 1993
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Listing Description
**MOTIVATED SELLER** Spacious 3 Bedroom 2 l/2 Bath Condo with Finished Basement and 2 Car Attached Garage. All Appliances including Washer and Dryer. Large Master Bedroom with Full Bath and Walk-in Closet. Finished Basement with lots of storage! 1/2 Bath on 1st Level. Nearby Stoney Creek Park, Shopping and Restaurants! Very Nice Community.
Source: SparkMLS
About this home
This 3-bedroom, 3-bath, 2,665 sq ft home built in 1993 sits in Shelby Township in Utica.
Final sale price: $295,000 (about $111/sq ft).
Annual property taxes run approximately $2,560 ($213/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 2,000 Mbps from 8 providers. Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms3
Bathrooms3
Living Area2,665 sqft
Year Built1993
Stories2
Location
CityUtica
MunicipalityShelby Twp
Zip Code48316
CountyMacomb
School DistrictUtica
Construction & Systems
ConstructionBrick
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed1/23/2026
Sold Date6/16/2026
Original Price$349,900
Terms AcceptedCash, Conventional
HOA
HOA Fee$300 / Monthly
Source: SparkMLS
Tax Information
Annual Tax$2,560
State Equalized Value$157,300
Taxable Value$84,423
Parcel #07-08-130-005
Source: Public Records
Legal Description
L 5 ROYAL COVE CONDOMINUMS MACOMB COUNTY CONDO PLAN #416 UNIT 5 BUILDING 400 LIBER 5606 PAGES 151-185
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Marian Bonanno
F L Andary Realty Company Inc
Frequently Asked Questions about 4660 Royal Cove Drive, 5, Utica, MI 48316
What school district is 4660 Royal Cove Drive, 5, Utica, MI 48316 in?
Per MLS# 20261004949, this property is served by Utica. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261004949, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261004949, the most recent reported annual property tax for 4660 Royal Cove Drive, 5, Utica, MI 48316 is $2,560. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4660 Royal Cove Drive, 5, Utica, MI 48316 eligible for USDA financing?
Per USDA Rural Development boundary data, 4660 Royal Cove Drive, 5, Utica, MI 48316 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4660 Royal Cove Drive, 5, Utica, MI 48316 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 4660 Royal Cove Drive, 5, Utica, MI 48316?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 4660 Royal Cove Drive, 5, Utica, MI 48316. The maximum advertised download speed is 2.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Macomb County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Mortgage Calculator
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Monthly payment$2,246
Principal & interest$1,946
HOA$300
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
2 Gbps
Upload
250 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4660 Royal Cove Drive, 5, Utica, MI 48316
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Municipality
Shelby Township
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County
Macomb County
View county overview →
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