Sold
478 Gary Avenue, Benton Harbor, MI 49022
Sold on 03/27/2026 for$159,900
MLS # 26005399 (Michigan Regional Information Center (MichRIC))
2 beds1 bath928 sqftBuilt 19500.27 acres
1 / 18
Listing Description
Charming 2 bedroom ranch style home with everything on one floor! Home offers vinyl siding, new roof, replacement windows, laminate flooring throughout, updated bath with new ceramic tile in the tub area, Main floor laundry and attached 1 car garage plus 9 x 10 breezeway. Breezeway is not heated therefore not included in the sqft. Great South Fairplain location with easy access to shopping, beaches and schools. A must see for the money!
Source: SparkMLS
About this home
Located in St Joseph Township in Benton Harbor, this property offers 2-bedroom, 1-bath, 928 sq ft, with original construction dating to 1950.
Final sale price: $159,900 (about $172/sq ft).
Annual property taxes run approximately $1,752 ($146/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation. Fiber internet is available at this address with download speeds up to 5,000 Mbps across 7 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area928 sqft
Lot Size0.27 acres
Year Built1950
Stories1
Location
CityBenton Harbor
MunicipalitySt. Joseph Twp
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementSlab
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
InteriorEat-in Kitchen
Sale & Financing
Listed2/20/2026
Sold Date3/26/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Concessions$4,797
Source: SparkMLS
Tax Information
Annual Tax$1,752
Tax Year2025
Assessed Value$36,580
Parcel #11-18-0920-0029-00-6
Source: SparkMLS
Legal Description
LOT 29 BODTKE SUBDIVISION
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Brian Newton
Sunrise Real Estate, Inc.
Frequently Asked Questions about 478 Gary Avenue, Benton Harbor, MI 49022
Which school district serves 478 Gary Avenue, Benton Harbor, MI 49022?
Per MLS# 26005399, 478 Gary Avenue, Benton Harbor, MI 49022 is in the Benton Harbor boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Benton Harbor directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26005399, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 478 Gary Avenue, Benton Harbor, MI 49022?
Per public tax records, annual property taxes for this property are $1,752 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 478 Gary Avenue, Benton Harbor, MI 49022 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 478 Gary Avenue, Benton Harbor, MI 49022 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 478 Gary Avenue, Benton Harbor, MI 49022. The maximum advertised download speed is 5.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 478 Gary Avenue, Benton Harbor, MI 49022?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph Twp police department or the Berrien County sheriff's office.
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Monthly payment$1,037
Principal & interest$1,037
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Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatellite
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
478 Gary Avenue, Benton Harbor, MI 49022
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Municipality
St Joseph Township
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