For Sale
48020 Ridge Road, Grand Beach, MI 49117
$1,179,000
MLS # 26011640 (Michigan Regional Information Center (MichRIC))
5 beds4 baths2,711 sqftBuilt 19650.42 acres
1 / 37
Listing Description
Just a short stroll to Walnut Beach, this Grand Beach getaway is tucked into the trees and set up for easygoing lake life. With 5 bedrooms, 4 full baths, and plenty of space to unwind, it's a rare blend of charm, updates, and flexibility. The main level features two bedrooms, two baths, oak floors, an spacious, updated kitchen, and a limestone fireplace in the living room, which opens to a huge deck with views of Lake Michigan and sunsets. The dining room opens to a second deck in back--perfect for grilling, bond fires, and a dip in the hot tub. Downstairs, the walkout level adds three more bedrooms, two baths, a second living room with fireplace, and a full wet bar/kitchenette. A two-car garage gives you space for bikes, boards, and beach gear. All with a brand new roof, room for a pool, and just in time for the season! Book a private tour today.
Source: SparkMLS
About this home
5-bedroom, 4-bath, 2,711 sq ft home in New Buffalo Township in Grand Beach built in 1965.
Asking $1,179,000 (about $435/sq ft).
Property tax estimate: $4,918 per year ($410/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms4
Living Area2,711 sqft
Lot Size0.42 acres
Year Built1965
Stories1
Location
CityGrand Beach
MunicipalityGrand Beach Vllg
Zip Code49117
CountyBerrien
School DistrictNew Buffalo
Construction & Systems
StyleRanch
ConstructionBrick, Wood Siding
BasementFull, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterPublic
SewerSeptic Tank
Sale & Financing
Listed3/24/2026
Original Price$1,250,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,918
Tax Year2024
Assessed Value$194,652
Parcel #11-39-5250-0082-00-1
Source: SparkMLS
Legal Description
PRT OF LOT 12 HOLIDAY HILLS & PRT OF LOT 82 NEW PARK ADD TO GRAND BEACH SPRINGS DES AS COM 110' N52DEG49' E OF MOST WLY COR SD LOT 12 TH S37DEGE 120.25' TH N52'E 30' TH S37DEGE 20' TH N52DEG51' E TO A PT THAT IS N37DEGW OF MOST SLY COR SD LOT 82 TH N37DEGW TO A PT THAT IS N52DEG49' E OF BEG TH S52DEG49'W TO POB
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Daren Huber
Coldwell Banker Realty
Frequently Asked Questions about 48020 Ridge Road, Grand Beach, MI 49117
What school district is 48020 Ridge Road, Grand Beach, MI 49117 in?
Per MLS# 26011640, this property is served by New Buffalo. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26011640, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26011640, the most recent reported annual property tax for 48020 Ridge Road, Grand Beach, MI 49117 is $4,918 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 48020 Ridge Road, Grand Beach, MI 49117 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 48020 Ridge Road, Grand Beach, MI 49117 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Grand Beach Vllg police department or the Berrien County sheriff's office.
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Monthly payment$7,647
Principal & interest$7,647
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
48020 Ridge Road, Grand Beach, MI 49117
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Municipality
New Buffalo Township
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