Sold
4865 Dowling Street, Montague, MI 49437
Sold on 07/02/2026 for$215,000
MLS # 26026738 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,438 sqftBuilt 19400.71 acres
1 / 34
Listing Description
Move-in ready 3 bedroom, 1 bathroom, two-story home in the desirable city of Montague. Close proximity to schools, shops, parks and the area lakes and beaches. Living room with masonry fireplace (which needs to be inspector by a licensed contractor before any use) kitchen with pantry, primary bedroom with built-in cabinets and stained wood floor and full bath on the main floor. Two bedrooms upstairs. All bedrooms have nice sized closets. Main floor laundry with built-in cabinets. Clean basement is great for other uses. Large 2 car, detached garage with stairs and loft offer plenty of storage. The dwelling had a great long term rental history in the past.
Source: SparkMLS
About this home
3-bedroom, 1-bath, 1,438 sq ft home in Montague in Montague built in 1940.
Final sale price: $215,000 (about $150/sq ft).
Property tax estimate: $4,652 per year ($388/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,438 sqft
Lot Size0.71 acres
Year Built1940
Stories2
Location
CityMontague
MunicipalityMontague City
Zip Code49437
CountyMuskegon
School DistrictMontague
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementPartial
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected
InteriorPantry
Sale & Financing
Listed6/2/2026
Sold Date7/1/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,652
Tax Year2025
Assessed Value$76,660
Parcel #21-240-004-0001-00
Source: SparkMLS
Legal Description
MONTAGUE CITY FERRY'S ADDITION LOTS 1 & 2 BLK 4 AND 1/2 VAC ALLEY ADJ TH'TO
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Mary Siemer
Greenridge Realty White Lake
Frequently Asked Questions about 4865 Dowling Street, Montague, MI 49437
What school district is 4865 Dowling Street, Montague, MI 49437 in?
Per MLS# 26026738, this property is served by Montague. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26026738, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26026738, the most recent reported annual property tax for 4865 Dowling Street, Montague, MI 49437 is $4,652 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4865 Dowling Street, Montague, MI 49437 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4865 Dowling Street, Montague, MI 49437 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Montague City police department or the Muskegon County sheriff's office.
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Monthly payment$1,420
Principal & interest$1,420
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4865 Dowling Street, Montague, MI 49437
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Municipality
Montague
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