Sold
4869 Westchester Commons, Traverse City, MI 49684
Sold on 06/12/2026 for$832,000
MLS # 1944929 (Northern Great Lakes REALTORS® MLS)
4 beds3 bathsBuilt 19940.88 acres
1 / 75
Listing Description
Tucked onto an oversized lot in one of Traverse City’s most coveted west side neighborhoods, this spacious 4-bedroom, 3.5-bath home offers the perfect blend of comfort, functionality, and location. The thoughtfully updated main floor features a newer kitchen with Quartz countertops, stainless steel appliances, and plenty of workspace for everyday living and entertaining alike. Gather around the stunning stone gas fireplace in the expansive living room, work from home with ease in the dedicated office, or host family and friends in the dining area that opens seamlessly to the composite deck overlooking the large backyard. Upstairs, the expansive primary suite serves as a private retreat with an updated bath and walk-in closet, while three additional bedrooms and another updated full bath provide ample space for family and guests. The walkout lower level is filled with natural light from large windows and offers incredible additional living space, including a spacious family room with a second gas fireplace, workout room, sauna, full bath, and abundant storage. Outside, enjoy the expansive lawn, RV hookup, additional rear storage room, and attached heated two-car garage and new roof. Ideally located near the YMCA, Munson Medical Center, schools, shopping, restaurants, the Commons trail system, and the gateway to everything Northern Michigan has to offer, this home combines space, updates, and an unbeatable location.
Source: SparkMLS
About this home
Located in Traverse City, this property offers 4-bedroom, 3-bath, with original construction dating to 1994.
Closed at $832,000.
Electric service is provided by Cherryland Electric Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Lot Size0.88 acres
Year Built1994
Stories2
Location
CityTraverse City
Zip Code49684
CountyGrand Traverse County
Construction & Systems
BasementOther
HeatingNatural Gas, Forced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/10/2026
Sold Date6/11/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$340
IncludesSnow Removal, Other
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Ann Porter
REO-TCRandolph-233022
Frequently Asked Questions about 4869 Westchester Commons, Traverse City, MI 49684
What type of financing is accepted for this listing?
Per MLS# 1944929, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4869 Westchester Commons, Traverse City, MI 49684 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 4869 Westchester Commons, Traverse City, MI 49684 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 4869 Westchester Commons, Traverse City, MI 49684?
Per Michigan Public Service Commission service territory data: Electric: Cherryland Electric Cooperative. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$5,528
Principal & interest$5,188
HOA$340
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Cherryland Electric Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4869 Westchester Commons, Traverse City, MI 49684
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