Sold
4895 Terravita Drive, Whitehall, MI 49461
Sold on 06/22/2026 for$800,000
MLS # 26024245 (Michigan Regional Information Center (MichRIC))
5 beds4 baths4,632 sqftBuilt 20051.06 acres
1 / 1
Listing Description
Nestled among mature woods on more than an acre, this stunning 5-bedroom, 4,632 sq ft home offers privacy and convenience just minutes from White Lake and Lake Michigan. Located in a highly sought-after neighborhood, the home features exquisite finishes, soaring ceilings, and an open-concept floor plan designed for comfortable living and entertaining. Each bedroom includes custom built-ins, while the spacious primary en-suite boasts a beautifully tiled walk-in shower and large walk-in closet. The gourmet kitchen is highlighted by a large center island and flows seamlessly into the main living areas. The fully finished walkout lower level provides additional media room and entertaining space with a bar and pool table. Step outside to enjoy the expansive new composite deck overlooking the generous backyard, perfect for gatherings and outdoor activities. Completing the property are a 2-stall attached garage and an oversized detached 2-stall garage, offering plenty of storage and workspace
Source: SparkMLS
About this home
Located in Fruitland Township in Whitehall, this property offers 5-bedroom, 4-bath, 4,632 sq ft, with original construction dating to 2005.
This home sold for $800,000 (about $173/sq ft).
Annual property taxes run approximately $8,941 ($745/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms4
Living Area4,632 sqft
Lot Size1.06 acres
Year Built2005
Stories1
Location
CityWhitehall
MunicipalityFruitland Twp
Zip Code49461
CountyMuskegon
School DistrictWhitehall
Construction & Systems
StyleRanch
ConstructionHardiPlank Type
BasementDaylight, Full, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener, Center Island, Eat-in Kitchen, Pantry
Sale & Financing
Listed5/21/2026
Sold Date6/21/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Concessions$5,000
Source: SparkMLS
Tax Information
Annual Tax$8,941
Tax Year2025
Assessed Value$330,700
Parcel #06-640-000-0016-00
Source: SparkMLS
Legal Description
FRUITLAND TOWNSHIP TERRAVITA WOODS LOT 16
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Birgitta G Boynton
Greenridge Realty Muskegon
Frequently Asked Questions about 4895 Terravita Drive, Whitehall, MI 49461
What school district is 4895 Terravita Drive, Whitehall, MI 49461 in?
Per MLS# 26024245, this property is served by Whitehall. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26024245, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26024245, the most recent reported annual property tax for 4895 Terravita Drive, Whitehall, MI 49461 is $8,941 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4895 Terravita Drive, Whitehall, MI 49461 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4895 Terravita Drive, Whitehall, MI 49461 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Fruitland Twp police department or the Muskegon County sheriff's office.
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Monthly payment$5,027
Principal & interest$5,027
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4895 Terravita Drive, Whitehall, MI 49461
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Municipality
Fruitland Township
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