Sold
490 Dorrance Road, Coldwater, MI 49036
Sold on 04/17/2026 for$165,000
MLS # 26007183 (Michigan Regional Information Center (MichRIC))
4 beds1 bath1,694 sqftBuilt 19631.26 acres
1 / 23
Listing Description
Large home in a quiet country setting offering excellent potential. The property features spacious living areas with arched doorways and tall ceilings on both the main level and in the basement. Mechanical updates include a newer high-efficiency natural gas furnace and newer water heater. The basement provides convenient access from both the interior and exterior. The exterior includes a large loop driveway and walkout access from the kitchen. The home qualifies for all types of financing and is available for immediate possession. Schedule your private showing today.
Source: SparkMLS
About this home
4-bedroom, 1-bath, 1,694 sq ft home in Coldwater built in 1963.
Closed at $165,000 (about $97/sq ft).
Property tax estimate: $1,790 per year ($149/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms1
Living Area1,694 sqft
Lot Size1.26 acres
Year Built1963
Stories2
Location
CityColdwater
MunicipalityColdwater
Zip Code49036
CountyBranch
School DistrictColdwater
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementFull
Garage1 space
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed2/26/2026
Sold Date4/16/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Concessions$6,600
Source: SparkMLS
Tax Information
Annual Tax$1,790
Tax Year2025
Assessed Value$68,417
Parcel #070-027-200-035-02
Source: SparkMLS
Legal Description
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Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Timothy M Todd
Target Realty Group LLC
Frequently Asked Questions about 490 Dorrance Road, Coldwater, MI 49036
Which school district serves 490 Dorrance Road, Coldwater, MI 49036?
Per MLS# 26007183, 490 Dorrance Road, Coldwater, MI 49036 is in the Coldwater boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Coldwater directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26007183, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 490 Dorrance Road, Coldwater, MI 49036?
Per public tax records, annual property taxes for this property are $1,790 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 490 Dorrance Road, Coldwater, MI 49036 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 490 Dorrance Road, Coldwater, MI 49036 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 490 Dorrance Road, Coldwater, MI 49036?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Coldwater police department or the Branch County sheriff's office.
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Monthly payment$1,102
Principal & interest$1,102
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
490 Dorrance Road, Coldwater, MI 49036
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