Under Contract
4914 Main Street, Onekama, MI 49675
$172,500
MLS # 25033500 (Michigan Regional Information Center (MichRIC))
3 beds1 bath970 sqftBuilt 19400.23 acres
1 / 29
Listing Description
An opportunity to buy 2 commercial lots in the Village of Onekama, located across the street from Portage Lake with access to Lake Michigan. The property can be used for residential or commercial. Bring your ideas for a home renovation or business. The home is a fixer upper that will require work. The property was last used as a dental office about 9 years ago. Each lot is 50 x 100 giving 100' of road frontage on Main St. and 100' along the side. Amenities include a walk-in park on Portage Lake and a marina just across the street. Within a few blocks, you will find a few great places to eat, a public beach, park, boat launch, ice cream store and concerts in the park. Not too far down the road are beautiful Lake Michigan beaches. Come and enjoy everything this coastal town has to offer.
Source: SparkMLS
About this home
3-bedroom, 1-bath, 970 sq ft home in Onekama Village in Onekama built in 1940.
Currently offered at $172,500 (about $178/sq ft).
Property tax estimate: $2,727 per year ($227/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Superior Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 7 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area970 sqft
Lot Size0.23 acres
Year Built1940
Stories1
Location
CityOnekama
MunicipalityOnekama Vlg
Zip Code49675
CountyManistee
School DistrictOnekama
Construction & Systems
StyleRanch
ConstructionWood Siding
BasementCrawl Space
Garage1 space
HeatingForced Air
WaterWell
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Natural Gas Connected
Sale & Financing
Listed7/8/2025
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,727
Tax Year2025
Assessed Value$46,600
Parcel #41-050-016-00 AND 41-050-015-00
Source: SparkMLS
Legal Description
41-050-016-00 VILLAGE OF ONEKAMA LOT 2 BLOCK F 41-050-015-00 VILLAGE OF ONEKAMA LOT 1 BLOCK F
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Linda Proffer
Five Star Real Estate - Onekama
Frequently Asked Questions about 4914 Main Street, Onekama, MI 49675
Which school district serves 4914 Main Street, Onekama, MI 49675?
Per MLS# 25033500, 4914 Main Street, Onekama, MI 49675 is in the Onekama boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Onekama directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 25033500, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4914 Main Street, Onekama, MI 49675?
Per public tax records, annual property taxes for this property are $2,727 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4914 Main Street, Onekama, MI 49675 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 4914 Main Street, Onekama, MI 49675 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 4914 Main Street, Onekama, MI 49675. The maximum advertised download speed is 1.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 4914 Main Street, Onekama, MI 49675?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Superior Energy Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Onekama Vlg police department or the Manistee County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$1,119
Principal & interest$1,119
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Superior Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4914 Main Street, Onekama, MI 49675
View full property history →
Municipality
Onekama Village
View all listings →
Get email alerts for new listings near 4914 Main Street
We'll notify you when something hits the market in Onekama Village or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.