Sold
497 E Bear Lake Rd. NE Road, Kalkaska, MI 49646
Sold on 05/27/2026 for$147,000
MLS # 50207865 (MiRealSource)
1 bed1 bathBuilt 19500.49 acres
1 / 17
Listing Description
Charming, fully furnished 2 bedroom cottage nestled in a desirable resort area on one of the clearest lakes in Michigan . A 5 minute walk to the public access of Bear Lake and beach will add to the enjoyment for you and your family. Ausable and Manistee rivers are just minutes away. Recent updates include a new roof (2024), newly insulated ceiling, new waterlines and an updated bathroom. Luxury vinyl plank flooring runs throughout , adding modern touch with easy maintenance. The home is currently without a heat source; however, natural gas is available at the road, offering excellent future potential. A wonderful opportunity to enjoy lake living just in time for the upcoming season. A perfect location and close to Grayling, Traverse City and Torch Lake
Source: SparkMLS
About this home
1-bedroom, 1-bath home in Kalkaska built in 1950.
Closed at $147,000.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms1
Bathrooms1
Lot Size0.49 acres
Year Built1950
Location
CityKalkaska
MunicipalityBear Lake Twp
Zip Code49646
CountyKalkaska
School DistrictKalkaska
Construction & Systems
ConstructionWood Siding
BasementSlab
HeatingNone
SewerSeptic Tank
Sale & Financing
Listed5/15/2026
Sold Date5/26/2026
Terms AcceptedCash
Source: SparkMLS
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Lori Ratz
Wiens And Roth Real Estate - Lambertville
Frequently Asked Questions about 497 E Bear Lake Rd. NE Road, Kalkaska, MI 49646
Which school district serves 497 E Bear Lake Rd. NE Road, Kalkaska, MI 49646?
Per MLS# 50207865, 497 E Bear Lake Rd. NE Road, Kalkaska, MI 49646 is in the Kalkaska boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Kalkaska directly to confirm enrollment eligibility.
What financing options are available for 497 E Bear Lake Rd. NE Road, Kalkaska, MI 49646?
Per MLS# 50207865, this listing accepts Cash financing. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 497 E Bear Lake Rd. NE Road, Kalkaska, MI 49646 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
What utilities serve 497 E Bear Lake Rd. NE Road, Kalkaska, MI 49646?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: Consumers Energy Company. Sewer: Septic Tank. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Bear Lake Twp police department or the Kalkaska County sheriff's office.
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Monthly payment$973
Principal & interest$973
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
497 E Bear Lake Rd. NE Road, Kalkaska, MI 49646
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