Sold
500 Front Street 36, Boyne City, MI 49712
Sold on 06/13/2025 for$1,300,000
MLS # 25012661 (Michigan Regional Information Center (MichRIC))
4 beds2 baths2,210 sqftBuilt 19880 acres
1 / 55
Listing Description
LAKEFRONT-Walk to town in BOYNE CITY, MI: Beautiful 4-5 bedroom condo at the Harborage! This unit is an end unit directly on the beach and has sweeping views of Lake Charlevoix to the west and south. With a main floor primary suite and 3 bedrooms and a loft upstairs, there's plenty of room to spread out. Get ready now for a summer filled with fun out on the lake, amazing sunsets, and the festivities each week in beautiful Boyne City. Main floor laundry, new lakefront windows and doors, expanded lakefront deck with stairway to beach, and plenty of storage. One-car shared garage for all the toys! Make time to see this beautiful condo and start making your MEMORIES happen now!
Source: SparkMLS
About this home
4-bedroom, 2-bath, 2,210 sq ft home in Boyne City in Boyne City built in 1988.
Closed at $1,300,000 (about $588/sq ft).
Property tax estimate: $13,259 per year ($1,105/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,000 Mbps from 7 providers. Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms4
Bathrooms2
Living Area2,210 sqft
Year Built1988
Stories2
Location
CityBoyne City
MunicipalityBoyne City
Zip Code49712
CountyCharlevoix
School DistrictBoyne City Public Schools
Construction & Systems
StyleContemporary
ConstructionWood Siding
BasementSlab
Garage1 space
HeatingHot Water
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener, Pantry
Sale & Financing
Listed3/31/2025
Sold Date6/12/2025
Terms AcceptedCash, Conventional
HOA
HOA Fee$2,859 / Quarterly
IncludesTrash, Snow Removal, Lawn/Yard Care, Cable/Satellite
Source: SparkMLS
Tax Information
Annual Tax$13,259
Tax Year2024
State Equalized Value$322,000
Taxable Value$231,473
Assessed Value$231,473
Parcel #051-495-036-00
Source: Public Records
Legal Description
1.11% UNIT 36 THE HARBORAGE CONDO AS RECD IN L264P863-916 CX CO R/D & AS AMENDED IN 1ST AMENDMENT L268P531-538,2ND AMENDMENT L278P864-905,3RD AMENDMENT L287P915-945,4TH AMENDMENT L306P185-211,5TH AMENDMENT L361P797-836, CONSOLIDATING MASTER DEEDL369P642-739, & 5TH AMEND TO CONSOLIDATING MST L115P704-706 CX CO R/D
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Diane K Finney
Coldwell Banker Schmidt Realtors
Frequently Asked Questions about 500 Front Street 36, Boyne City, MI 49712
What school district is 500 Front Street 36, Boyne City, MI 49712 in?
Per MLS# 25012661, this property is served by Boyne City Public Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 25012661, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25012661, the most recent reported annual property tax for 500 Front Street 36, Boyne City, MI 49712 is $13,259 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 500 Front Street 36, Boyne City, MI 49712 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 500 Front Street 36, Boyne City, MI 49712 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 500 Front Street 36, Boyne City, MI 49712?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 500 Front Street 36, Boyne City, MI 49712. The maximum advertised download speed is 1.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Boyne City police department or the Charlevoix County sheriff's office.
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Mortgage Calculator
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Monthly payment$9,378
Principal & interest$8,425
HOA$953
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
500 Front Street 36, Boyne City, MI 49712
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Municipality
Boyne City
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