Sold
5020 W River Road, Muskegon, MI 49445
Sold on 05/01/2026 for$239,900
MLS # 26010870 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,356 sqftBuilt 19651.42 acres
1 / 41
Listing Description
Per sellers request, highest and or best offer due Monday 4/6 by 10AM. Don't miss out on this great opportunity! This 3-bedroom, 1-bath home offers comfortable living with a full basement, and a 2-stall attached garage. Situated on approximately 1.5 acres, there's plenty of room to stretch out and enjoy the outdoors. The property also features two versatile outbuildings--one measuring 16x22 (used as a 3rd stall with electrical) and the other 14x16--perfect for storage, hobbies, or workshop space. This home is conveniently located just a short drive from Lake Michigan--approximately 7 miles to Duck Lake Beach--you'll enjoy easy access to some of West Michigan's most beautiful beaches while still having the privacy of a spacious setting. Call today to schedule your private showing!
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 1,356 sq ft home built in 1965 sits in Fruitland Township in Muskegon.
Closed at $239,900 (about $177/sq ft).
Annual property taxes run approximately $1,571 ($131/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,356 sqft
Lot Size1.42 acres
Year Built1965
Stories1
Location
CityMuskegon
MunicipalityFruitland Twp
Zip Code49445
CountyMuskegon
School DistrictWhitehall
Construction & Systems
StyleRanch
ConstructionAluminum Siding, Brick
BasementFull
Garage2 spaces
HeatingForced Air, Radiant
WaterWell
SewerSeptic Tank
UtilitiesCable Connected
InteriorCeiling Fan(s), Garage Door Opener, Eat-in Kitchen, Pantry
Sale & Financing
Listed3/30/2026
Sold Date4/30/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,571
Tax Year2025
Assessed Value$55,764
Parcel #06-132-300-0020-00
Source: SparkMLS
Legal Description
FRUITLAND TOWNSHIP SEC 32 T11N R17W E 250.7 FT OF S 316.7 FT OF SE 1/4 OF SW 1/4
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Brock Edward Carlston
Greenridge - Nexes
Frequently Asked Questions about 5020 W River Road, Muskegon, MI 49445
What school district is 5020 W River Road, Muskegon, MI 49445 in?
Per MLS# 26010870, this property is served by Whitehall. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26010870, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26010870, the most recent reported annual property tax for 5020 W River Road, Muskegon, MI 49445 is $1,571 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 5020 W River Road, Muskegon, MI 49445 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 5020 W River Road, Muskegon, MI 49445 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Fruitland Twp police department or the Muskegon County sheriff's office.
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Monthly payment$1,556
Principal & interest$1,556
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5020 W River Road, Muskegon, MI 49445
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Municipality
Fruitland Township
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