Sold
504 Third Street, Ludington, MI 49431
Sold on 05/08/2026 for$235,000
MLS # 26013272 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,415 sqftBuilt 19100.19 acres
1 / 30
Listing Description
CITY OF LUDINGTON - Charming 3-bedroom, 1-bath home located just 5 blocks from Copeyan Park! This well-maintained home offers a functional layout with 2 main floor bedrooms and a third upstairs, providing flexibility for a variety of living needs. Step inside to find warm natural wood accents in the living and family room areas, creating a cozy and inviting atmosphere. The eat-in kitchen features durable vinyl plank flooring, a convenient pantry, and access to the basement utility room. A main-floor laundry room with tiled flooring offers added convenience and direct access to both the kitchen and backyard patio. The bathroom has been updated and features a walk-in shower, while major mechanical updates include newer wiring and a furnace and hot water heater that are approximately 5 years old. Upstairs offers a finished bedroom plus an additional insulated attic area that can be finished, and a small storage room area (add a second bath?) Plenty of room for expanding the space as a
Source: SparkMLS
About this home
3-bedroom, 1-bath, 1,415 sq ft home in Ludington in Ludington built in 1910.
This home sold for $235,000 (about $166/sq ft).
Annual property taxes run approximately $1,292 ($108/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,415 sqft
Lot Size0.19 acres
Year Built1910
Stories2
Location
CityLudington
MunicipalityLudington
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementCrawl Space, Partial
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Connected, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Eat-in Kitchen
Sale & Financing
Listed4/1/2026
Sold Date5/7/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,292
Tax Year2025
Assessed Value$31,757
Parcel #53-051-421-004-00
Source: SparkMLS
Legal Description
ADDITION NO. 2 LOT 4 BLOCK 101
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Debby Stevenson
Greenridge Realty S Rath
Frequently Asked Questions about 504 Third Street, Ludington, MI 49431
What school district is 504 Third Street, Ludington, MI 49431 in?
Per MLS# 26013272, this property is served by Ludington. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 504 Third Street, Ludington, MI 49431?
Per MLS# 26013272, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26013272, the most recent reported annual property tax for 504 Third Street, Ludington, MI 49431 is $1,292 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 504 Third Street, Ludington, MI 49431 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 504 Third Street, Ludington, MI 49431 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Ludington police department or the Mason County sheriff's office.
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BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
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Monthly payment$1,524
Principal & interest$1,524
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
504 Third Street, Ludington, MI 49431
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Municipality
Ludington
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