Sold
507 N Water Street, Hart, MI 49420
Sold on 07/29/2025 for$270,000
MLS # 25027804 (Michigan Regional Information Center (MichRIC))
3 beds3 baths2,544 sqftBuilt 19901.2 acres
1 / 33
Listing Description
Welcome to this charming property located at 507 N Water St in Hart, a tranquil setting that offers both comfort and convenience. This beautifully maintained cedar-sided home with an open concept design, featuring clean, bright spaces and absolutely beautiful hardwood floors. The main level includes a spacious dining room, a versatile den perfect for a home office or reading nook, and an additional bedroom suite. With ample kitchen cabinets for all your storage needs, this home is well-equipped for daily living. The walk-out basement provides additional space with a cozy family room, bedroom, full bath plus two additional rooms and a laundry room. Great storage and the option to have your laundry on the main floor or downstairs. the impressive 24 x 32 garage features a workshop and water
Source: SparkMLS
About this home
3-bedroom, 3-bath, 2,544 sq ft home in Hart in Hart built in 1990.
Final sale price: $270,000 (about $106/sq ft).
Estimated annual property tax: $2,048, or about $171 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 7,000 Mbps across 10 providers. Electric service is provided by City of Hart; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,544 sqft
Lot Size1.2 acres
Year Built1990
Stories1
Location
CityHart
MunicipalityHart
Zip Code49420
CountyOceana
School DistrictHart Public School District
Construction & Systems
StyleRanch
ConstructionWood Siding
BasementFull, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesCable Connected, High-Speed Internet
InteriorCeiling Fan(s)
Sale & Financing
Listed6/10/2025
Sold Date7/28/2025
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,048
Tax Year2024
Assessed Value$50,469
Parcel #64-020-349-001-00
Source: SparkMLS
Legal Description
CITY OF HART STANDARD MAP PLAT D ENTIRE BLK 149
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Sue Payne
Coldwell Banker Woodland Schmidt-Hart
Frequently Asked Questions about 507 N Water Street, Hart, MI 49420
What school district is 507 N Water Street, Hart, MI 49420 in?
Per MLS# 25027804, this property is served by Hart Public School District. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 25027804, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25027804, the most recent reported annual property tax for 507 N Water Street, Hart, MI 49420 is $2,048 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 507 N Water Street, Hart, MI 49420 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 507 N Water Street, Hart, MI 49420 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 507 N Water Street, Hart, MI 49420?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 7.0 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: City of Hart. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Hart police department or the Oceana County sheriff's office.
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Monthly payment$1,783
Principal & interest$1,783
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
7 Gbps
Upload
7 Gbps
FiberCableGSO SatelliteSatelliteFixed WirelessLicensed Fixed WirelessDSL
10 providers at this address
FrontierFiber
7 GbpsSpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsPoint Broadband Fiber Holding LLCFixed Wireless
50 MbpsSyncWaveFixed Wireless
32 MbpsAT&TLicensed Fixed Wireless
25 MbpsT-MobileLicensed Fixed Wireless
25 MbpsFrontierDSL
10 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
City of Hart
Municipal
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
507 N Water Street, Hart, MI 49420
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Municipality
Hart
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